JPMorgan Chase, as it exists since 2008, is the result of the combination of several large U.S.
banking companies over the last decade including Chase Manhattan Bank, J.P. Morgan & Co., Bank
One, Bear Stearns and Washington Mutual. Going back further, its predecessors include major
banking firms among which are Chemical Bank, Manufacturers Hanover, First Chicago Bank,
National Bank of Detroit, Texas Commerce Bank, Providian Financial and Great Western Bank.
Chemical Banking Corporation
Chemical Bank Logo used prior to its merger with Chase Manhattan BankThe New York Chemical
Manufacturing Company was founded in 1823 as a maker of various chemicals. In 1824, the
company amended its charter to perform banking activities and created the Chemical Bank of New
York. After 1851, the bank was separated from its parent and grew organically and through a series
of mergers, most notably with Corn Exchange Bank in 1954, Texas Commerce Bank (a large bank in
Texas) in 1986, and Manufacturer's Hanover Trust Company in 1991 (the first major bank merger
"among equals"). At many points throughout this history, Chemical Bank was the largest bank in the
United States (either in terms of assets or deposit market share).
In 1996, Chemical acquired the Chase Manhattan Corporation taking the more prominent Chase
name. In 2000, the combined company acquired J.P. Morgan & Co. and combined the two names to
form what is today JPMorgan Chase & Co. JPMorgan Chase retains Chemical Bank's headquarters
at 277 Park Avenue and stock price history.
The Chase Manhattan Bank was formed upon the 1931 purchase of Chase National Bank
(established in 1877) by the Bank of the Manhattan Company (established in 1799), the company's
oldest predecessor institution. The Bank of the Manhattan Company was the creation of Aaron
Burr, who transformed The Manhattan Company from a water carrier into a bank.
Led by David Rockefeller during the 1970s and the 1980s, Chase Manhattan emerged as one of
the largest and most prestigious banking concerns, with leadership positions in syndicated
lending, treasury and securities services, credit cards, mortgages, and retail financial services.
Weakened by the real estate collapse in the early 1990s, it was acquired by Chemical Bank in
1996 but retained the Chase name. Prior to its merger with J.P. Morgan & Co., Chase acquired
San Francisco-based Hambrecht & Quist in 1999 for $1.35 billion.
(established in 1877) by the Bank of the Manhattan Company (established in 1799), the company's
oldest predecessor institution. The Bank of the Manhattan Company was the creation of Aaron
Burr, who transformed The Manhattan Company from a water carrier into a bank.
Led by David Rockefeller during the 1970s and the 1980s, Chase Manhattan emerged as one of
the largest and most prestigious banking concerns, with leadership positions in syndicated
lending, treasury and securities services, credit cards, mortgages, and retail financial services.
Weakened by the real estate collapse in the early 1990s, it was acquired by Chemical Bank in
1996 but retained the Chase name. Prior to its merger with J.P. Morgan & Co., Chase acquired
San Francisco-based Hambrecht & Quist in 1999 for $1.35 billion.
Built in 1914, 23 Wall Street was known as the "House of Morgan," and for decades the bank's
headquarters was the most important address in American finance. At noon, on September 16,
1920, a terrorist bomb exploded in front of the bank, injuring 400 and killing 38. Shortly before the
bomb went off, a warning note was placed in a mailbox at the corner of Cedar Street and
Broadway. The warning read: "Remember we will not tolerate any longer. Free the political
prisoners or it will be sure death for all of you. American Anarchists Fighters." While theories
abound about who was behind the Wall Street bombing and why they did it, after twenty years of
investigation the FBI rendered the file inactive in 1940 without ever finding the perpetrators.
In August 1914, Henry P. Davison, a Morgan partner, traveled to the UK and made a deal with the
Bank of England to make J.P. Morgan & Co. the monopoly underwriter of war bonds for UK and
France. The Bank of England became a "fiscal agent" of J.P. Morgan & Co. and vice versa. The
company also invested in the suppliers of war equipment to Britain and France. Thus, the
company profited from the financing and purchasing activities of the two European governments.
In the 1930s, all J.P. Morgan & Co. along with all integrated banking businesses in the United
States, was required by the provisions of the Glass-Steagall Act to separate its investment banking
from its commercial banking operations. J.P. Morgan & Co. chose to operate as a commercial
bank, because at the time commercial lending was perceived to be more profitable and
prestigious business in the post depression era. Additionally, many within J.P. Morgan believed
that a change in the climate would allow the company to resume its securities businesses but it
would be nearly impossible to reconstitute the bank if it were disassembled.
In 1935, after being barred from securities business for over a year, the heads of J.P. Morgan
made the decision to spinoff its investment banking operations. Led by J.P. Morgan partners,
Henry S. Morgan (son of Jack Morgan and grandson of J. Pierpont Morgan) and Harold Stanley,
Morgan Stanley was founded on September 16, 1935 with $6.6 million of nonvoting preferred
stock from J.P. Morgan partners. In order to bolster its position, in 1959, J.P. Morgan merged with
the Guaranty Trust Company of New York to form the Morgan Guaranty Trust Company. The bank
would continue to operate as Morgan Guaranty through the 1980s before beginning to migrate
back toward the use of the J.P. Morgan brand. In 1984, the group finally purchased the Purdue
National Corporation of Lafayette Indiana, uniting a history between the two figures of Salmon
Portland Chase and John Purdue. In 1988, the company once again began operating exclusively
as J.P. Morgan & Co.
Bank One Corporation
Main article: Bank One Corporation
Bank One logo used prior to its merger with JPMorgan ChaseIn 2004, JPMorgan Chase merged with
Bank One Corp., bringing on board current chairman and CEO Jamie Dimon as president and COO
and designating him as CEO William B. Harrison, Jr.'s successor. Dimon's pay was pegged at 90% of
Harrison's. Dimon quickly made his influence felt by embarking on a cost-cutting strategy and
replaced former JPMorgan Chase executives in key positions with Bank One executives—many of
whom were with Dimon at Citigroup. Dimon became CEO in January 2006 and Chairman in
December 2006.
Bank One Corporation was formed upon the 1998 merger between Banc One of Ohio and First
Chicago NBD. These two large banking companies had themselves been created through the merger
of many banks. This merger was largely considered a failure until Jamie Dimon—recently ousted as
President of Citigroup—took over and reformed the new firm's practices—especially its disastrous
technology mishmash inherited from the many mergers prior to this one. Mr. Dimon effected more
than sufficient changes to make Bank One Corporation a viable merger partner for JPMorgan Chase.
Bank One Corporation traced its roots to First Bancgroup of Ohio, founded as a holding company for
City National Bank of Columbus, Ohio and several other banks in that state, all of which were
renamed "Bank One" when the holding company was renamed Bank One Corporation. With the
beginning of interstate banking they spread into other states, always renaming acquired banks "Bank
One", though for a long time they resisted combining them into one bank. After the NBD merger,
adverse financial results led to the departure of CIO John B. McCoy, whose father and grandfather
had headed Banc One and predecessors. Jamie Dimon, a former key executive of Citigroup, was
brought in to head the company. JPMorgan Chase completed the acquisition of Bank One in 2004.
Bear Stearns
Bear Stearns logoAt the end of 2007, Bear Stearns & Co. Inc. was the fifth largest investment bank in
the United States but its market capitalization had deteriorated through the second half of 2007. On
Friday, March 14, 2008 Bear Stearns lost 47% of its equity market value to close at $30.00 per share
as rumors emerged that clients were withdrawing capital from the bank. Over the following weekend it
emerged that Bear Stearns might prove insolvent and on or around March 15, 2008 the Federal
Reserve engineered a deal to prevent a wider systemic crisis from the collapse of Bear Stearns.
On March 16, 2008, after a weekend of intense negotiations between JPMorgan, Bear, and the
federal government, JPMorgan Chase announced that it had plans to acquire Bear Stearns in a stock
swap worth $2.00 per share or $240 million pending shareholder approval scheduled within 90 days.
In the interim, JPMorgan Chase agreed to guarantee all Bear Stearns trades and business process
flows.[9] Two days later, on March 18, 2008, JPMorgan Chase formally announced the acquisition of
Bear Stearns for $236 million. The stock swap agreement was signed in the late-night hours of March
18, 2008, with JPMorgan agreeing to exchange 0.05473 of each of its shares upon closure of the
merger for one Bear share, valuing the Bear shares at $2 each. [10]
On March 24, 2008, after considerable public discontent by Bear Stearns shareholders over the low
acquisition price threatened the deal's closure, a revised offer was announced at approximately $10
per share. Under the revised terms, JPMorgan also immediately acquired a 39.5% stake in Bear
Stearns (using newly issued shares) at the new offer price and gained a commitment from the board
(representing another 10% of the share capital) that its members would vote in favour of the new
deal. With sufficient committments thus in hand to ensure a successful shareholder vote, the merger
was completed on June 2, 2008.
Washington Mutual
Washington Mutual logoOn September 25, 2008; JPMorgan Chase bought most of the banking
operations of Washington Mutual from the receivership of the FDIC. That night, the Office of Thrift
Supervision had seized Washington Mutual Bank and placed it into receivership in by far the largest
bank failure in American history. The FDIC sold the bank's assets, secured debt obligations and
deposits to JPMorgan Chase & Co for $1.836 billion, which re-opened the bank the following day. As
a result of the takeover, Washington Mutual shareholders lost all their equity.[11]
JPMorgan Chase raised $10 billion in a stock sale to cover writedowns and losses after taking on
deposits and branches of Washington Mutual.[12] Through the acquisition, JPMorgan Chase now
owns the former accounts of Providian Financial, a credit card issuer WaMu acquired in 2005. The
company announced plans to complete the rebranding of Washington Mutual branches to Chase by
late 2009.
Main article: Bank One Corporation
Bank One logo used prior to its merger with JPMorgan ChaseIn 2004, JPMorgan Chase merged with
Bank One Corp., bringing on board current chairman and CEO Jamie Dimon as president and COO
and designating him as CEO William B. Harrison, Jr.'s successor. Dimon's pay was pegged at 90% of
Harrison's. Dimon quickly made his influence felt by embarking on a cost-cutting strategy and
replaced former JPMorgan Chase executives in key positions with Bank One executives—many of
whom were with Dimon at Citigroup. Dimon became CEO in January 2006 and Chairman in
December 2006.
Bank One Corporation was formed upon the 1998 merger between Banc One of Ohio and First
Chicago NBD. These two large banking companies had themselves been created through the merger
of many banks. This merger was largely considered a failure until Jamie Dimon—recently ousted as
President of Citigroup—took over and reformed the new firm's practices—especially its disastrous
technology mishmash inherited from the many mergers prior to this one. Mr. Dimon effected more
than sufficient changes to make Bank One Corporation a viable merger partner for JPMorgan Chase.
Bank One Corporation traced its roots to First Bancgroup of Ohio, founded as a holding company for
City National Bank of Columbus, Ohio and several other banks in that state, all of which were
renamed "Bank One" when the holding company was renamed Bank One Corporation. With the
beginning of interstate banking they spread into other states, always renaming acquired banks "Bank
One", though for a long time they resisted combining them into one bank. After the NBD merger,
adverse financial results led to the departure of CIO John B. McCoy, whose father and grandfather
had headed Banc One and predecessors. Jamie Dimon, a former key executive of Citigroup, was
brought in to head the company. JPMorgan Chase completed the acquisition of Bank One in 2004.
Bear Stearns
Bear Stearns logoAt the end of 2007, Bear Stearns & Co. Inc. was the fifth largest investment bank in
the United States but its market capitalization had deteriorated through the second half of 2007. On
Friday, March 14, 2008 Bear Stearns lost 47% of its equity market value to close at $30.00 per share
as rumors emerged that clients were withdrawing capital from the bank. Over the following weekend it
emerged that Bear Stearns might prove insolvent and on or around March 15, 2008 the Federal
Reserve engineered a deal to prevent a wider systemic crisis from the collapse of Bear Stearns.
On March 16, 2008, after a weekend of intense negotiations between JPMorgan, Bear, and the
federal government, JPMorgan Chase announced that it had plans to acquire Bear Stearns in a stock
swap worth $2.00 per share or $240 million pending shareholder approval scheduled within 90 days.
In the interim, JPMorgan Chase agreed to guarantee all Bear Stearns trades and business process
flows.[9] Two days later, on March 18, 2008, JPMorgan Chase formally announced the acquisition of
Bear Stearns for $236 million. The stock swap agreement was signed in the late-night hours of March
18, 2008, with JPMorgan agreeing to exchange 0.05473 of each of its shares upon closure of the
merger for one Bear share, valuing the Bear shares at $2 each. [10]
On March 24, 2008, after considerable public discontent by Bear Stearns shareholders over the low
acquisition price threatened the deal's closure, a revised offer was announced at approximately $10
per share. Under the revised terms, JPMorgan also immediately acquired a 39.5% stake in Bear
Stearns (using newly issued shares) at the new offer price and gained a commitment from the board
(representing another 10% of the share capital) that its members would vote in favour of the new
deal. With sufficient committments thus in hand to ensure a successful shareholder vote, the merger
was completed on June 2, 2008.
Washington Mutual
Washington Mutual logoOn September 25, 2008; JPMorgan Chase bought most of the banking
operations of Washington Mutual from the receivership of the FDIC. That night, the Office of Thrift
Supervision had seized Washington Mutual Bank and placed it into receivership in by far the largest
bank failure in American history. The FDIC sold the bank's assets, secured debt obligations and
deposits to JPMorgan Chase & Co for $1.836 billion, which re-opened the bank the following day. As
a result of the takeover, Washington Mutual shareholders lost all their equity.[11]
JPMorgan Chase raised $10 billion in a stock sale to cover writedowns and losses after taking on
deposits and branches of Washington Mutual.[12] Through the acquisition, JPMorgan Chase now
owns the former accounts of Providian Financial, a credit card issuer WaMu acquired in 2005. The
company announced plans to complete the rebranding of Washington Mutual branches to Chase by
late 2009.
WWW.KNOWLEDGEFINANCIAL.COM
JP-MORGAN CHASE FINANCIAL
SERVICES
SERVICES
JPMorgan Chase's quarterly results reassure investors
JPMorgan became the third big bank in a week to release upbeat earnings news, reporting Thursday that it
earned $2.14 billion for the January-March period, thanks to strong trading activity and banking to consumers.
The company’s performance added to the evidence that the financial industry is starting to recover from the
devastating losses caused by the credit crisis and the recession, even as banks still contend with rising loan
defaults.
The bank’s chief executive also said that it could pay back its $25 billion in government funding immediately
and that it has no intention of using the government’s Public-Private Investment Program to sell so-called “toxic
assets” such as mortgage-backed
JPMorgan became the third big bank in a week to release upbeat earnings news, reporting Thursday that it
earned $2.14 billion for the January-March period, thanks to strong trading activity and banking to consumers.
The company’s performance added to the evidence that the financial industry is starting to recover from the
devastating losses caused by the credit crisis and the recession, even as banks still contend with rising loan
defaults.
The bank’s chief executive also said that it could pay back its $25 billion in government funding immediately
and that it has no intention of using the government’s Public-Private Investment Program to sell so-called “toxic
assets” such as mortgage-backed
JPMorgan Chase & Co. (NYSE: JPM) is one of the oldest financial services firms in the world. It
is a leader in financial services with assets of $2.3 trillion.[4], and the largest market
capitalization and deposit base of any U.S. banking institution. The hedge fund unit of JPMorgan
Chase is the largest hedge fund in the United States with $34 billion in assets as of 2007.[5]
Formed in 2000 when Chase Manhattan Corporation acquired J.P. Morgan & Co., the firm
serves millions of consumers in the United States and many of the world's most prominent
corporate, institutional and governmental clients.
The JPMorgan brand is used by the Investment Bank as well as the Asset Management, Private
Banking, Private Wealth Management, and Treasury & Securities Services Divisions. Fiduciary
activity within Private Banking and Private Wealth Management is done under the aegis of
JPMorgan Chase Bank, N.A.—the actual trustee. The Chase brand is used for credit card
services in the United States and Canada, the bank's retail banking activities in the United
States, and commercial banking.
JP Morgan Chase is one of the Big Four Banks of United States with Bank of America, Citigroup
and Wells Fargo.[6]
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $2.2 trillion and
operations in more than 60 countries. The firm is a leader in investment banking, financial services for
consumers, small business and commercial banking, financial transaction processing, asset management, and
private equity. A component of the Dow Jones Industrial Average, JPMorgan Chase serves millions of
consumers in the United States and many of the world’s most prominent corporate, institutional and
government clients under its J.P. Morgan, Chase and WaMu brands.
operations in more than 60 countries. The firm is a leader in investment banking, financial services for
consumers, small business and commercial banking, financial transaction processing, asset management, and
private equity. A component of the Dow Jones Industrial Average, JPMorgan Chase serves millions of
consumers in the United States and many of the world’s most prominent corporate, institutional and
government clients under its J.P. Morgan, Chase and WaMu brands.
CHASE MANHATAN PLAZA NEW YORK
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Knowledge Financial.com; an educational, a
life changing website with great ideas of
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about our economy, and investment Practical
Keys to Amassing Investment Capital for
building wealth.
THE 16 DAYS THAT SHOOCK THE US ECONOMY IN
SEPTEMBER, 2008.
A shocking series of events that forever
changed the financial and credit markets.
With the failure of Subprime mortgages and
the reduction of Home Equity. When banks
don't lend to each other and the credit system
gets backed up, consumers have a hard time
getting a loan to make their purchases or
small businesses can't expand and
employees are at risk of losing their jobs.
What is subprime mortgages?
Home-buying guide and Home-selling guide.
Here you have a chance to learn more about
the American credit system, increase your
knowledge in Real Estate investment, a
complete Home-buying and Home-selling
guide with a Mortgage Loans Learning Center
Knowledge financial.com brings you the
opportunity to get the financial knowledge
you may need with methods and strategies to
make money and to save more money
perhaps to obtain the financial freedom you
deserve in time of financial and credit crisis.
Knowledge Financial.com can help you find
ways to discover where the money is to invest
in Real Estate, in small business we're here to
help you find out which Lenders who are
willing to borrow you money, to help you
Refinance your property at a lower rate.
Here's the occasion for you Americans to
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Account. SOCIAL SECURITY; THE ULTIMATE
RETIREMENT GUIDE. HOW DOES SOCIAL SECURITY
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COMMERCIAL REAL ESTATE
Whether this is your first venture at
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learn What are the advantages of commercial
property investment and Rental Property
Mobile Home
For people who love Mobile Home here you
can learn how to find the and ways to finance
them.
South Florida Real Estate market
Everybody, foreigners and national want to
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specific Miami market.
Ways to Avoid Foreclosure & Lower the
Mortgage payments.
Here again you can find many ways to: SAVE
YOUR HOME, SAVE YOUR CREDIT, REDUCE YOUR
MONTHLY PAYMENT, AVOID FORECLOSURE.
Now in Florida, This time could be a
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say a variety of real estate professionals.
HOW TO GET PRE-QUALIFY FOR A HOME LOAN?
PRE-APPROVAL CAN SPEED UP THE BUYING
PROCESS AND IMPROVE YOUR CHANCE OF
REACHING AN AGREEMENT ON THE PURCHASE
PRICE.
life changing website with great ideas of
small business, with important things to know
about our economy, and investment Practical
Keys to Amassing Investment Capital for
building wealth.
THE 16 DAYS THAT SHOOCK THE US ECONOMY IN
SEPTEMBER, 2008.
A shocking series of events that forever
changed the financial and credit markets.
With the failure of Subprime mortgages and
the reduction of Home Equity. When banks
don't lend to each other and the credit system
gets backed up, consumers have a hard time
getting a loan to make their purchases or
small businesses can't expand and
employees are at risk of losing their jobs.
What is subprime mortgages?
Home-buying guide and Home-selling guide.
Here you have a chance to learn more about
the American credit system, increase your
knowledge in Real Estate investment, a
complete Home-buying and Home-selling
guide with a Mortgage Loans Learning Center
Knowledge financial.com brings you the
opportunity to get the financial knowledge
you may need with methods and strategies to
make money and to save more money
perhaps to obtain the financial freedom you
deserve in time of financial and credit crisis.
Knowledge Financial.com can help you find
ways to discover where the money is to invest
in Real Estate, in small business we're here to
help you find out which Lenders who are
willing to borrow you money, to help you
Refinance your property at a lower rate.
Here's the occasion for you Americans to
know more about Social Security Retirement
Account. SOCIAL SECURITY; THE ULTIMATE
RETIREMENT GUIDE. HOW DOES SOCIAL SECURITY
WORK?
COMMERCIAL REAL ESTATE
Whether this is your first venture at
entrepreneurship or you are a
well-established business owner you can still
learn What are the advantages of commercial
property investment and Rental Property
Mobile Home
For people who love Mobile Home here you
can learn how to find the and ways to finance
them.
South Florida Real Estate market
Everybody, foreigners and national want to
know what kind of opportunity the South
Florida Real Estate market offers and also the
specific Miami market.
Ways to Avoid Foreclosure & Lower the
Mortgage payments.
Here again you can find many ways to: SAVE
YOUR HOME, SAVE YOUR CREDIT, REDUCE YOUR
MONTHLY PAYMENT, AVOID FORECLOSURE.
Now in Florida, This time could be a
particularly great time for first-time buyers
say a variety of real estate professionals.
HOW TO GET PRE-QUALIFY FOR A HOME LOAN?
PRE-APPROVAL CAN SPEED UP THE BUYING
PROCESS AND IMPROVE YOUR CHANCE OF
REACHING AN AGREEMENT ON THE PURCHASE
PRICE.
We welcome the opportunity to assist you in the purchase or sale of a real estate property.
We invite you to contact us and allowing us to provide you the best service possible and make your real
estate experience the best it can be by using our professionalism & our experience.
ANTONY JEANTY
REALTOR ASSOCIATE
Fortune International Realty --- 786-709-6577
We invite you to contact us and allowing us to provide you the best service possible and make your real
estate experience the best it can be by using our professionalism & our experience.
ANTONY JEANTY
REALTOR ASSOCIATE
Fortune International Realty --- 786-709-6577
| REAL ESTATE FINANCING: HOW AND WHERE TO FIND MONEY TO BUY A PROPERTY PRE-QUALIFICATION MORTGAGE LOAN PRE-QUALIFICATION, LOW INTEREST RATES. CLICK HERE HOME REFINANCING RATES ARE STILL NEAR HISTORIC LOWS IT MAY BE A GOOD TIME NOW TO REFINANCE! LEARN MORE... COMMERCIAL MORTGAGE LOANS: COMMERCIAL MORTGAGES, COMMERCIAL REAL ESTATE FOR INVESTORS |
BUYING A REAL ESTATE
PROPERTY IN THE CITY OF MIAMI
LAKES:
A competent, experienced and
knowledgeable Realtor who has
the available resources to help
you making your home purchase
decision a reality.
HOME-BUYING GUIDE
We work hard to exceed clients
expectation, we have the in-depth
training and negotiating skills,
techniques and knowledge
necessary to get you the best
price for your property in the
shortest amount of time.
The Time to Buy Real Estate is
Now to Profit from Real Estate
investing--
A “Perfect Storm” of events has
made investing in Real Estate
properties better than ever - and
now’s the time for you to profit...
WHY?
BECAUSE OF: LOW PRICES, LOW
INTEREST RATE, BIG TAX SAVING.
LET Mr. ANTONY BE YOUR
REALTOR.
CALL AT: 786-709-6577
COMMERCIAL REAL ESTATE
INVESTMENT:
Commercial Real Estate is how
fortunes are made. Is how rich
retirements are secured. How
financial
freedom is locked down.
HOW TO GET THE $8,000 FIRST
TIME HOME-BUYER'S TAX CREDIT?
SOUTH FLORIDA, CALL A
REALTOR AT: 786-709-6577
PROPERTY IN THE CITY OF MIAMI
LAKES:
A competent, experienced and
knowledgeable Realtor who has
the available resources to help
you making your home purchase
decision a reality.
HOME-BUYING GUIDE
We work hard to exceed clients
expectation, we have the in-depth
training and negotiating skills,
techniques and knowledge
necessary to get you the best
price for your property in the
shortest amount of time.
The Time to Buy Real Estate is
Now to Profit from Real Estate
investing--
A “Perfect Storm” of events has
made investing in Real Estate
properties better than ever - and
now’s the time for you to profit...
WHY?
BECAUSE OF: LOW PRICES, LOW
INTEREST RATE, BIG TAX SAVING.
LET Mr. ANTONY BE YOUR
REALTOR.
CALL AT: 786-709-6577
COMMERCIAL REAL ESTATE
INVESTMENT:
Commercial Real Estate is how
fortunes are made. Is how rich
retirements are secured. How
financial
freedom is locked down.
HOW TO GET THE $8,000 FIRST
TIME HOME-BUYER'S TAX CREDIT?
SOUTH FLORIDA, CALL A
REALTOR AT: 786-709-6577
FHA MORTGAGE LOAN PROGRAMS
FHA might be just what you need. Your down
payment can
be as low as 3.5% of the purchase price, and
most of your
closing costs and fees can be included in the
loan.
Available on 1-4 unit properties.
---------------------------------------------------------------
Low down payments
Low closing costs
Easy credit qualifying
FHA HAS
Programs that help low and moderate
income families
become homeowners by lowering some of
the costs of
their mortgage loans
Benefits of an FHA-Insured Loan
If one or more of the following situations
apply, then an FHA-insured loan may be right
for you:
You're a first-time home-buyer.
You don't have a lot of money to put down on
a house.
You want to keep your monthly payments as
low as possible.
You're worried about your monthly payments
going up.
You're worried about qualifying for a loan.
You don't have perfect credit.
---------------------------------------------------------------
---
REVERSE MORTGAGE
A Reverse Mortgage is a home loan available
to individuals aged 62 or older as a payout of
home equity to the borrower. Reverse
mortgage borrowers can receive a lump
sum, monthly payments or hold the money in
a savings account as a credit line.
Commercial Mortgage for Commercial Real
Estate Investors.
Discover How Fast, Easy And Flexible
Commercial Real Estate Mortgage Loans Can
Be.
SOUTH FLORIDA CONTACT US AT:
786-709-6577 --- WE'RE LICENSED
MORTGAGE BROKER
FHA might be just what you need. Your down
payment can
be as low as 3.5% of the purchase price, and
most of your
closing costs and fees can be included in the
loan.
Available on 1-4 unit properties.
---------------------------------------------------------------
Low down payments
Low closing costs
Easy credit qualifying
FHA HAS
Programs that help low and moderate
income families
become homeowners by lowering some of
the costs of
their mortgage loans
Benefits of an FHA-Insured Loan
If one or more of the following situations
apply, then an FHA-insured loan may be right
for you:
You're a first-time home-buyer.
You don't have a lot of money to put down on
a house.
You want to keep your monthly payments as
low as possible.
You're worried about your monthly payments
going up.
You're worried about qualifying for a loan.
You don't have perfect credit.
---------------------------------------------------------------
---
REVERSE MORTGAGE
A Reverse Mortgage is a home loan available
to individuals aged 62 or older as a payout of
home equity to the borrower. Reverse
mortgage borrowers can receive a lump
sum, monthly payments or hold the money in
a savings account as a credit line.
Commercial Mortgage for Commercial Real
Estate Investors.
Discover How Fast, Easy And Flexible
Commercial Real Estate Mortgage Loans Can
Be.
SOUTH FLORIDA CONTACT US AT:
786-709-6577 --- WE'RE LICENSED
MORTGAGE BROKER
 | |  | |  | |  | |  |
HISTORY
REAL ESTATE: BUYING, SELLING, LEASING A
PROPERTY IN SOUTH FLORIDA.
CALL A PROFESSIONAL REALTOR AT:
786-709-6577 -- FROM FORTUNE INTERNATIONAL
REALTY
PROPERTY IN SOUTH FLORIDA.
CALL A PROFESSIONAL REALTOR AT:
786-709-6577 -- FROM FORTUNE INTERNATIONAL
REALTY
IF YOU NEED HELP TO SELL YOUR REAL ESTATE PROPERTY IN SOUTH FLORIDA; PLEASE CALL Mr. ANTONY A PROFESSIONAL REALTOR. AT:
786-709-6577 --- Fortune International Realty
786-709-6577 --- Fortune International Realty
| REAL ESTATE WANTED Private Investors Want Commercial Properties. Will Look at all income producing properties. We pay cash or terms, We pay for referrals. CLICK HERE TO CONTACT US... |
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| ATTENTION, ATTENTION! IMPORTANT INFORMATION ABOUT THE UNITED STATES FIVE [5] BIGGEST FINANCIAL INSTITUTIONS... Bank of America Financial Services Wells Fargo Financial Services PNC-National City Mortgage Financial Services Citibank,Citifinancial, Citimortgage, Citigroup JPMorgan-Chase Financial Services How & where to find money to invest in real estate? & How to make the Bank say, "Yes You're Approved" Learn here the most effective ways to get the best loan rates, and the best terms |
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Registration.
Registration.
| HOMEOWNERS IN FORECLOSURE Let Us Help You Sell Your Real Estate Property Now. CALL The Realtor At: 786-709-6577 We Will Buy it From You, or We Will Sell it For You. For All Real Estate Services SOUTH FLORIDA HOMEOWNERS WHO ARE THINKING ABOUT SELLING LET US HELP YOU. CALL US AT: 786-7096577-- VISIT: WWW.KNOWLEDGEFINANCIAL.COM YOUR PROPERTY WILL BE MARKETED IN 13 DIFFERENT LANGUAGES ---------------------------------------- ''IF YOU NEED HELP TO SELL YOUR REAL ESTATE PROPERTY IN SOUTH FLORIDA; PLEASE CALL Mr. ANTONY A PROFESSIONAL REALTOR. AT: 786-709-6577- ------------------------ ATTENTION SELLERS: LET US HELP YOU SELLING YOUR PROPERTY. WITH US: IS MORE ADVERTISEMENT, MORE EXPOSURE, MORE SHOWINGS, MORE OFFERS, AND MORE MONEY FOR YOUR PROPERTY! YOUR PROPERTY WILL BE MARKETING IN 13 DIFFERENT LANGUAGES CALL: 786-709-6577 --- SOUTH FLORIDA. --- WE,RE LICENSED REALTOR & LICENSED MORTGAGE ------------------------------ Selling Your Real Estate in Least Amount of Time For The Most Money. Expose Your Property to The Most Potential Buyers. CALL ANTHONY AT: 786-709-65-77 |