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BROWARD COUNTY HOUSING AUTHORITY IMPORTANT PHONES NUMBER
Phone Numbers
Administration
110 Northeast 3rd Street, Suite 300
Fort Lauderdale, FL 33301
Director - 954-765-5382
Assistant Director - 954-765-5382
City Contracts
110 Northeast 3rd Street, Suite 300
Fort Lauderdale, FL 33301 - 954-765-4218
Fiscal and Compliance
110 Northeast 3rd Street, Suite 203
Fort Lauderdale, FL 33301- 954-765-4489
Housing Finance Authority (Bonds)
110 Northeast 3rd Street, Suite 300
Fort Lauderdale, FL 33301- 954-765-5311
Program Development
110 Northeast 3rd Street, Suite 203
Fort Lauderdale, FL 33301 - 954-765-5316
Housing Rehabilitation
110 Northeast 3rd Street, Suite 203
Fort Lauderdale, FL 33301 - 954-765-5335
State Housing Initiatives Partnership Program (SHIP)
110 Northeast 3rd Street, Suite 203
Fort Lauderdale, FL 33301 - 954-765-5336
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BROWARD COUNTY HOUSING AUTHORITY
Home Buyer Services First Time Home Buyer Program
Thanks to a special loan partnership between the Housing Finance
Authority of Broward County and local home mortgage lenders, first
time home buyers purchasing in Broward County now have a chance to
own a home of their own at below-market mortgage rates. If you are a
first time home buyer looking for a manageable mortgage, the First
Time Home Buyer Program may make it possible for you to buy the
home you want.
Program Features:
Below market fixed mortgage interest rate
Private Mortgage Insurance (PMI) is not required
Down payment is 3% of real estate contract sales price. Down payment
funds must come from your own savings and cannot be borrowed or
received as a gift.
A comprehensive Home Inspection report is required.
Borrower pays a 1% origination fee to the Housing Finance Authority
You may purchase an existing home or a new construction home
You must owner occupy the home as your primary residence.
Eligible properties include single family residences, condominiums,
villas and town homes located within Broward County. Mobile homes
and cooperatives are not program eligible properties
United States Department of Housing and
Urban Development
The department was established on
September 9, 1965 when President Lyndon
Johnson signed the Department of Housing
and Urban Development Act Pub.L. 89-174 into
law. It stipulated that the department was to
be created no later than November 8, 60 days
following the date of enactment. The actual
implementation was postponed until January
13, 1966, following the completion of a special
study group report on the federal role in
solving urban problems.
HUD is administered by the United States
Secretary of Housing and Urban Development.
Former New York City housing
commissioner and former Deputy Assistant
Secretary of the United States
Department of Housing and Urban
Development Shaun Donovan was nominated
by President Obama in his weekly radio
address on December 13 2008 [1], and
confirmed by the United States Senate
unanimously on January 22, 2009[2]
July 1947 - The Housing and Home Finance
Agency established
July 1949 - The Housing Act of 1949 is enacted
to help eradicate slums and promote
redevelopment
September 1959 - The Housing Act of 1959
allows funds for elderly housing
September 1965 - HUD is created as a cabinet
level agency by the Department of Housing
and Urban Development Act
April 1968 - The Fair Housing Act is made to
ban discrimination in housing
August 1969 - The Brooke Amendment
establishes that low income families only pay
no more than 25 percent of their income for
rent
August 1974 - Housing and Community
Development Act of 1974 allows community
development block grants and help for urban
homesteading
October 1977 - The Housing and Community
Act of 1977 sets up Urban Development
Grants and continues elderly and
handicapped assistance
July 1987 - The Stewart B. McKinney
Homeless Assistance Act gives help to
communities to deal with homelessness
February 1988 - The Housing and Community
Development Act provides for the sale of
public housing to resident management
corporations
October 1992 - The HOPE VI program starts to
revitalise public housing and how it works
October 1992 - The Housing and Community
Development Act of 1992 codifies within its
language the Federal Housing Enterprises
Financial Safety and Soundness Act of 1992
that creates the Office of Federal Housing
Enterprise Oversight, and mandates HUD to
set goals for lower income and underserved
housing areas for the GSEs Fannie Mae and
Freddie Mac
March 1996 - The Housing Opportunity
Program Extension Act give public housing
authorities the tools to screen out and evict
residents who might endanger other existing
residents due to substance abuse and
criminal behavior
October 1998 - Government laws are
proposed which would allow local housing
authorities to open up more public housing
to the middle class
November 2007 – HUD initiates program
providing seller concessions to buyers of
HUD homes, allowing them to use down
payment of $100





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Homeownership Assistance Program (HAP)
The MMAP HAP is designed to address the need of
low/moderate income families in Miami-Dade County
by providing down payment and closing costs
assistance to purchase their first home. It serves as
a primary channel through which financial assistance
flows to assist in purchasing a home.
The Housing Finance Authority OF MIAMI DADE
COUNTY (HFA)
By stimulating the construction and rehabilitation of
multifamily rental housing and the creation of home
ownership opportunities, the Housing Finance
Authority is working to alleviate the shortage of
housing in Miami-Dade County. The Authority assists
potential home buyers to prepare for the purchase of
a home through a comprehensive home buying
process training program.
Community and Economic Development
The Office of Community and Economic Development
(OCED) administers Federal and State funding that
supports the development of viable urban
neighborhoods in Miami-Dade County characterized
by decent housing, expansion of economic
opportunities and the preservation of historic
properties.
Miami Dade Housing Central
Find Rental Properties in FL:
Are you looking to rent or own in Miami-Dade
County?
Do you have a property that you would like to list / rent
WHAT GUIDELINES ARE REQUIRED FOR A MORTGAGE
LOAN?
Mortgages are used by individuals and businesses
wishing to make large value purchase of real estate
without payment the entire value of the purchase up front.
Mortgages are also known as lien against property, or
claims on property. Mortgage is a legal agreement that
creates an interest in a real estate property between
borrower and the lender.
HOW TO UNDERSTAND THE HOME LOAN PROCESS?
Understand that in order to finance or refinance a loan the
lender requires documentation to verify and substantiate
your employment, credit and financial situation to assure
its investors
that you have the ability to repay the MONEY
HOME REFINANCING: 10 GREAT REASONS TO
REFINANCE A PROPERTY. NOW IT'S THE BEST TIME FOR
REFINANCING, THE INTEREST RATE IS VERY LOW.
MORTGAGE LOAN MODIFICATION PROGRAMS; AN
ALTERNATIVE TO REDUCE MONTHLY MORTGAGE
PAYMENT, TO AVOID FORECLOSURE, TO SAVE YOUR
CREDIT RATING, TO SAVE YOUR PROPERTY.
REVERSE MORTGAGE
NO MORTGAGE PAYMENTS EVER AGAIN: IF YOU
OWNED A HOME AS YOUR PERSONAL RESIDENCE.
TO IMPROVE YOUR QUALITY OF LIFE AND LIVE WITH NO
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IF YOU'RE 62 YEARS OF AGE OR OLDER, YOU CAN
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AND WHERE TO FIND MONEY? CLICK RIGHT HERE!
FHA: F H A MORTGAGE LOANS, THE GOVERNMENT IS
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MORTGAGE LOAN PRE-QUALIFICATION, LOW INTEREST
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8 Reasons to Get Pre-Approved for a Home Loan
Learn why pre-approval is one of the smartest moves
you can make when shopping for a home
Subprime Mortgage
 A type of mortgage that is normally made out to
borrowers with lower credit ratings. As a result of the
borrower's lowered credit rating, a conventional
mortgage is not offered because the lender views the
borrower as having a larger-than-average risk of
defaulting on the loan.
FINANCING YOUR REAL ESTATE INVESTMENT; BUYING
YOUR FIRST, SECOND, AND OR THIRD PROPERTY. HOW
AND WHERE TO FIND MONEY? CLICK RIGHT HERE!
RENTAL PROPERTY / COMMERCIAL REAL ESTATE /
COMMERCIAL LEASE Tips for Making Solid Business
Agreements and Contracts


The school district information center of Palm
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Get it done online with Federal Government
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Homeownership Assistance Program (HAP)
The MMAP HAP is designed to address the need of
low/moderate income families in Miami-Dade County
by providing down payment and closing costs
assistance to purchase their first home. It serves as
a primary channel through which financial assistance
flows to assist in purchasing a home.
The Housing Finance Authority OF MIAMI DADE
COUNTY (HFA)
By stimulating the construction and rehabilitation of
multifamily rental housing and the creation of home
ownership opportunities, the Housing Finance
Authority is working to alleviate the shortage of
housing in Miami-Dade County. The Authority assists
potential home buyers to prepare for the purchase of
a home through a comprehensive home buying
process training program.
Community and Economic Development
The Office of Community and Economic Development
(OCED) administers Federal and State funding that
supports the development of viable urban
neighborhoods in Miami-Dade County characterized
by decent housing, expansion of economic
opportunities and the preservation of historic
properties.
Miami Dade Housing Central
Find Rental Properties in FL:
Are you looking to rent or own in Miami-Dade
County?
Do you have a property that you would like to list / rent
Federal Trade Commission
The Federal Trade Commission (FTC) is an independent agency of the United
States government, established in 1914 by the Federal Trade Commission Act.
Its principal mission is the promotion of "consumer protection" and the
elimination and prevention of what regulators perceive to be harmfully
"anti-competitive" business practices, such as coercive monopoly.
Federal Deposit Insurance Corporation
The Federal Deposit Insurance Corporation (FDIC) is a United States government
corporation created by the Glass-Steagall Act of 1933. It provides deposit
insurance, which guarantees the safety of deposits in member banks, currently
up to $250,000 per depositor per bank. Funds in non-interest bearing transaction
accounts are fully insured, with no limit, under the temporary Transaction
Account Guarantee Program.
Federal Reserve System
The Federal Reserve is the central bank of the United States.
Top 6 Biggest U.S. Government Financial Bailouts In History!
The passage into U.S. law on October 3, 2008, of the $700 billion financial-sector
rescue plan is the latest in the long history of U.S. government bailouts that go
back to the Panic of 1792,
when the federal government bailed out the 13 United States, which were
over-burdened by their debt from the Revolutionary War.






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Federal Housing Administration {FHA} Mortgage Loan Programs Information Center. --- Government's general information;
Local, State, and Federal.
Housing Finance Authority of Miami dade, Monroe, Broward, and Palm Beach County


GOVERNMENTS GENERAL INFORMATION CENTER:
MIAMI DADE COUNTY, BROWARD COUNTY, MONROE
COUNTY, PALM BEACH COUNTY, STATE OF FLORIDA
AND THE U.S. FEDERAL GOVERNMENT.
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CREDIT HELP: Do-it-Yourself Debt Reduction. Six
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Federal Housing Administration {FHA} Mortgage
Loan Programs Information Center. ---
Government's general information; Local, State,
and Federal.
Housing Finance Authority of Miami dade, Monroe,
Broward, and Palm Beach County
Money Management: Ten Resolutions to Make
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PROPERTIES ARE AVAILABLE BELOW MARKET VALUE!
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HOW NOT TO PAY ANY FEES AND INTERESTS ON YOUR
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CENTER: MIAMI DADE, BROWARD, MONROE,
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INSURANCE 101: THE IMPORTANCE OF
INSURANCE IN SOMEONE'S LIFE.
5 INSURANCE POLICIES EVERYONE SHOULD
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Identity Theft: Consumer Reports' advice on
steps you can take to protect your identity and
what to do if you believe it's already been
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HUD HOMES: GOVERNMENT HOMES AND
FORECLOSURE PROPERTIES ARE AVAILABLE
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Real Estate Learning Center: Foreclosure,
REO'S, Short Sale, Pre-construction.
Mortgage Loans Learning Center. Everything
about mortgage home loans
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Buying Bank Owned Properties (REO) ---
Investing in Foreclosed Real Estate for a Higher
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What are Pre-Foreclosures?
pre-foreclosure helps people to get a home at
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