STOCK MARKET--KNOWLEDGE FINANCIAL GROUP
STOCK MARKET
The market in which shares are issued and traded either through exchanges or over-the-counter markets. Also known as the equity market, it is
one of the most vital areas of a market economy as it provides companies with access to capital and investors with a slice of ownership in the
company and the potential of gains based on the company's future performance.
This market can be split into two main sections: the primary and secondary market. The primary market is where new issues are first offered,
with any subsequent trading going on in the secondary market.
The market in which shares are issued and traded either through exchanges or over-the-counter markets. Also known as the equity market, it is
one of the most vital areas of a market economy as it provides companies with access to capital and investors with a slice of ownership in the
company and the potential of gains based on the company's future performance.
This market can be split into two main sections: the primary and secondary market. The primary market is where new issues are first offered,
with any subsequent trading going on in the secondary market.
THE STOCK MARKET
A place where investors can buy and sell stocks of all kind: Mutual Funds, Bonds, Bond-Funds,municipal bonds,
government bonds, corporate bonds, annuities
A place where investors can buy and sell stocks of all kind: Mutual Funds, Bonds, Bond-Funds,municipal bonds,
government bonds, corporate bonds, annuities
| MARKET POINT OF VIEW Most stocks are traded on exchanges, which are places where buyers and sellers meet and decide on a price. Some exchanges are physical locations where transactions are carried out on a trading floor. You've probably seen pictures of a trading floor, in which traders are wildly throwing their arms up, waving, yelling, and signaling to each other. The other type of exchange is virtual, composed of a network of computers where trades are made electronically. The purpose of a stock market is to facilitate the exchange of securities between buyers and sellers, reducing the risks of investing. Just imagine how difficult it would be to sell shares if you had to call around the neighborhood trying to find a buyer. Really, a stock market is nothing more than a super-sophisticated farmers' market linking buyers and sellers. Before we go on, we should distinguish between the primary market and the secondary market. The primary market is where securities are created (by means of an IPO) while, in the secondary market, investors trade previously-issued securities without the involvement of the issuing-companies. The secondary market is what people are referring to when they talk about the stock market. It is important to understand that the trading of a company's stock does not directly involve that company. The New York Stock Exchange The most prestigious exchange in the world is the New York Stock Exchange (NYSE). The "Big Board" was founded over 200 years ago in 1792 with the signing of the Buttonwood Agreement by 24 New York City stockbrokers and merchants. Currently the NYSE, with stocks like General Electric, McDonald's, Citigroup, Coca-Cola, Gillette and Wal-mart, is the market of choice for the largest companies in America. |
The NYSE is the first type of exchange (as we referred to above), where much of the trading is done face-to-face on a trading floor. This is also
referred to as a listed exchange. Orders come in through brokerage firms that are members of the exchange and flow down to floor brokers
who go to a specific spot on the floor where the stock trades. At this location, known as the trading post, there is a specific person known as the
specialist whose job is to match buyers and sellers. Prices are determined using an auction method: the current price is the highest amount
any buyer is willing to pay and the lowest price at which someone is willing to sell. Once a trade has been made, the details are sent back to
the brokerage firm, who then notifies the investor who placed the order. Although there is human contact in this process, don't think that the
NYSE is still in the stone age: computers play a huge role in the process
referred to as a listed exchange. Orders come in through brokerage firms that are members of the exchange and flow down to floor brokers
who go to a specific spot on the floor where the stock trades. At this location, known as the trading post, there is a specific person known as the
specialist whose job is to match buyers and sellers. Prices are determined using an auction method: the current price is the highest amount
any buyer is willing to pay and the lowest price at which someone is willing to sell. Once a trade has been made, the details are sent back to
the brokerage firm, who then notifies the investor who placed the order. Although there is human contact in this process, don't think that the
NYSE is still in the stone age: computers play a huge role in the process
The Nasdaq
The second type of exchange is the virtual sort called an over-the-counter (OTC) market, of which the Nasdaq is the most popular. These
markets have no central location or floor brokers whatsoever. Trading is done through a computer and telecommunications network of dealers.
It used to be that the largest companies were listed only on the NYSE while all other second tier stocks traded on the other exchanges. The
tech boom of the late '90s changed all this; now the Nasdaq is home to several big technology companies such as Microsoft, Cisco, Intel, Dell
and Oracle. This has resulted in the Nasdaq becoming a serious competitor to the NYSE.
The Nasdaq market site in Times Square
The second type of exchange is the virtual sort called an over-the-counter (OTC) market, of which the Nasdaq is the most popular. These
markets have no central location or floor brokers whatsoever. Trading is done through a computer and telecommunications network of dealers.
It used to be that the largest companies were listed only on the NYSE while all other second tier stocks traded on the other exchanges. The
tech boom of the late '90s changed all this; now the Nasdaq is home to several big technology companies such as Microsoft, Cisco, Intel, Dell
and Oracle. This has resulted in the Nasdaq becoming a serious competitor to the NYSE.
The Nasdaq market site in Times Square
Other Exchanges
The third largest exchange in the U.S. is the American Stock Exchange (AMEX). The AMEX used to be an alternative to the NYSE, but that
role has since been filled by the Nasdaq. In fact, the National Association of Securities Dealers (NASD), which is the parent of Nasdaq,
bought the AMEX in 1998. Almost all trading now on the AMEX is in small-cap stocks and derivatives.
Also remember the S&P-500 (THE STANDARD AND POOR)
-----------------------------------------------------------------------------------------------------------------
OTHER MARKETS
There are many stock exchanges located in just about every country around the world. American markets are undoubtedly the largest, but
they still represent only a fraction of total investment around the globe. The two other main financial hubs are London, home of the London
Stock Exchange, and Hong Kong, home of the Hong Kong Stock Exchange. The Japanese market, The German market, The Australian
market, The last place worth mentioning is the over-the-counter bulletin board (OTCBB). The Nasdaq is an over-the-counter market, but the
term commonly refers to small public companies that don’t meet the listing requirements of any of the regulated markets, including the
Nasdaq. The OTCBB is home to penny stocks because there is little to no regulation. This makes investing in an OTCBB stock very risky
The third largest exchange in the U.S. is the American Stock Exchange (AMEX). The AMEX used to be an alternative to the NYSE, but that
role has since been filled by the Nasdaq. In fact, the National Association of Securities Dealers (NASD), which is the parent of Nasdaq,
bought the AMEX in 1998. Almost all trading now on the AMEX is in small-cap stocks and derivatives.
Also remember the S&P-500 (THE STANDARD AND POOR)
-----------------------------------------------------------------------------------------------------------------
OTHER MARKETS
There are many stock exchanges located in just about every country around the world. American markets are undoubtedly the largest, but
they still represent only a fraction of total investment around the globe. The two other main financial hubs are London, home of the London
Stock Exchange, and Hong Kong, home of the Hong Kong Stock Exchange. The Japanese market, The German market, The Australian
market, The last place worth mentioning is the over-the-counter bulletin board (OTCBB). The Nasdaq is an over-the-counter market, but the
term commonly refers to small public companies that don’t meet the listing requirements of any of the regulated markets, including the
Nasdaq. The OTCBB is home to penny stocks because there is little to no regulation. This makes investing in an OTCBB stock very risky
BUYING STOCKS
You've now learned what a stock is and a little bit about the principles behind the stock market, but how do you actually go about buying
stocks? Thankfully, you don't have to go down into the trading pit yelling and screaming your order. There are two main ways to purchase stock:
1. Using a Brokerage
The most common method to buy stocks is to use a brokerage. Brokerages come in two different flavors. Full-service brokerages offer you
(supposedly) expert advice and can manage your account; they also charge a lot. Discount brokerages offer little in the way of personal
attention but are much cheaper.
At one time, only the wealthy could afford a broker since only the expensive, full-service brokers were available. With the internet came the
explosion of online discount brokers. Thanks to them nearly anybody can now afford to invest in the market.
2. DRIPs & DIPs
Dividend reinvestment plans (DRIPs) and direct investment plans (DIPs) are plans by which individual companies, for a minimal cost, allow
shareholders to purchase stock directly from the company. Drips are a great way to invest small amounts of money at regular intervals.
Next: Stocks Basics: How to Read A Stock Table/Quote
You've now learned what a stock is and a little bit about the principles behind the stock market, but how do you actually go about buying
stocks? Thankfully, you don't have to go down into the trading pit yelling and screaming your order. There are two main ways to purchase stock:
1. Using a Brokerage
The most common method to buy stocks is to use a brokerage. Brokerages come in two different flavors. Full-service brokerages offer you
(supposedly) expert advice and can manage your account; they also charge a lot. Discount brokerages offer little in the way of personal
attention but are much cheaper.
At one time, only the wealthy could afford a broker since only the expensive, full-service brokers were available. With the internet came the
explosion of online discount brokers. Thanks to them nearly anybody can now afford to invest in the market.
2. DRIPs & DIPs
Dividend reinvestment plans (DRIPs) and direct investment plans (DIPs) are plans by which individual companies, for a minimal cost, allow
shareholders to purchase stock directly from the company. Drips are a great way to invest small amounts of money at regular intervals.
Next: Stocks Basics: How to Read A Stock Table/Quote
THE BULLS, THE BEARS, AND THE FARM MARKE TO Wall Street, the bulls and bears are in a constant struggle. If you
haven't heard of these terms already, you undoubtedly will as you begin to invest.
-The Bulls Market-
A bull market is when everything in the economy is great, people are finding jobs, gross domestic product (GDP) is growing, and stocks are
rising. Things are just plain rosy! Picking stocks during a bull market is easier because everything is going up. Bull markets cannot last forever
though, and sometimes they can lead to dangerous situations if stocks become overvalued. If a person is optimistic and believes that stocks will
go up, he or she is called a "bull" and is said to have a "bullish outlook".
-The Bears Market-
A bear market is when the economy is bad, recession is looming and stock prices are falling. Bear markets make it tough for investors to pick
profitable stocks. One solution to this is to make money when stocks are falling using a technique called short selling. Another strategy is to wait
on the sidelines until you feel that the bear market is nearing its end, only starting to buy in anticipation of a bull market. If a person is
pessimistic, believing that stocks are going to drop, he or she is called a "bear" and said to have a "bearish outlook".
The Other Animals on the Farm - Chickens and Pigs
Chickens are afraid to lose anything. Their fear overrides their need to make profits and so they turn only to money-market securities or get out of
the markets entirely. While it's true that you should never invest in something over which you lose sleep, you are also guaranteed never to see
any return if you avoid the market completely and never take any risk,
haven't heard of these terms already, you undoubtedly will as you begin to invest.
-The Bulls Market-
A bull market is when everything in the economy is great, people are finding jobs, gross domestic product (GDP) is growing, and stocks are
rising. Things are just plain rosy! Picking stocks during a bull market is easier because everything is going up. Bull markets cannot last forever
though, and sometimes they can lead to dangerous situations if stocks become overvalued. If a person is optimistic and believes that stocks will
go up, he or she is called a "bull" and is said to have a "bullish outlook".
-The Bears Market-
A bear market is when the economy is bad, recession is looming and stock prices are falling. Bear markets make it tough for investors to pick
profitable stocks. One solution to this is to make money when stocks are falling using a technique called short selling. Another strategy is to wait
on the sidelines until you feel that the bear market is nearing its end, only starting to buy in anticipation of a bull market. If a person is
pessimistic, believing that stocks are going to drop, he or she is called a "bear" and said to have a "bearish outlook".
The Other Animals on the Farm - Chickens and Pigs
Chickens are afraid to lose anything. Their fear overrides their need to make profits and so they turn only to money-market securities or get out of
the markets entirely. While it's true that you should never invest in something over which you lose sleep, you are also guaranteed never to see
any return if you avoid the market completely and never take any risk,
SUPPLY AND DEMAND
Stock prices change every day as a result of market forces. By this we mean that share prices change because of supply and demand. If more
people want to buy a stock (demand) than sell it (supply), then the price moves up. Conversely, if more people wanted to sell a stock than buy it,
there would be greater supply than demand, and the price would fall.
Understanding supply and demand is easy. What is difficult to comprehend is what makes people like a particular stock and dislike another stock.
This comes down to figuring out what news is positive for a company and what news is negative. There are many answers to this problem and just
about any investor you ask has their own ideas and strategies
Stock prices change every day as a result of market forces. By this we mean that share prices change because of supply and demand. If more
people want to buy a stock (demand) than sell it (supply), then the price moves up. Conversely, if more people wanted to sell a stock than buy it,
there would be greater supply than demand, and the price would fall.
Understanding supply and demand is easy. What is difficult to comprehend is what makes people like a particular stock and dislike another stock.
This comes down to figuring out what news is positive for a company and what news is negative. There are many answers to this problem and just
about any investor you ask has their own ideas and strategies
STOCK MARKET A WAY TO INVEST AND MULTIPLY YOUR MONEY. THESE INDUSTRIES HAVE THOUSANDS OF COMPANIES TO BUY STOCKS FROM:
PETROLEUM, AUTOMOBILE, CONSTRUCTION, REAL ESTATE, PHARMACEUTICAL, ENERGY, ELECTRONIC, RETAIL, BANKING AND FINANCING, COMMUNICATION,
TRANSPORTATION, RESOURCE MINERALS ETC.
PETROLEUM, AUTOMOBILE, CONSTRUCTION, REAL ESTATE, PHARMACEUTICAL, ENERGY, ELECTRONIC, RETAIL, BANKING AND FINANCING, COMMUNICATION,
TRANSPORTATION, RESOURCE MINERALS ETC.
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GENERAL INVESTMENT
STRATEGIES, METHODS, AND
TECHNIQUES. A BETTER WAY
TO BUILD WEALTH! When it
comes to reliable investments,
real estate investing is the best
wealth-builder in the world.
INVESTING / METHOD AND
TECHNIQUES TO INVEST IN
TODAY'S MARKET FOR A
BETTER TOMORROW. -
--AMERICAN BANKING
SYSTEM: BANKING HISTORY;
GREAT THINGS TO KNOW
ABOUT THE AMERICAN
BANKING HISTORY
BANKING AND FINANCE,
COMMERCIAL BANKING: The
fundamental functions of a
commercial bank during the past
two centuries
SAVING: THE SECRETS OF
SAVING; WAYS TO SAVE A LOT
OF MONEY AND GETTING
RICHER. 66 WAYS TO SAVE
MONEY
MONEY MANAGEMENT: Ten
Resolutions to Make Your
Financial Life Easier. 10 Ways to
Avoid Overdraft and Bounced
Check Fees
THE 16 DAYS THAT SHOOCK
THE US ECONOMY IN
SEPTEMBER, 2008. A shocking
series of events that forever
changed the financial markets.
AMERICA’S MONEY CRISIS /
Bailout 101: What new law says.
Here's a rundown of key provisions
of the financial rescue plan that
United State Senate voted,
Wednesday October 1; and the
house voted Friday October 3,
2008.
FORTUNE, CREATION AND
INTRODUCTION: When you
invest in stock, you buy ownership
shares in a company. Before You
Invest; Before undertaking any
investment program, it is critical
that you assess your current
situation and form goals.
Evaluating a Stock, Creating an
Emergency Fund --
STOCK MARKET: A WAY TO
INVEST AND MULTIPLY YOUR
MONEY. THE MARKET HAS
THOUSANDS OF COMPANIES
TO BUY STOCKS, Mutual Funds,
Bond Funds, Annuity. The market
in which shares are issued and
traded either through exchanges
or over-the-counter markets.
REITs= REAL ESTATE
INVESTMENT TRUST: A GREAT
WAY TO INVEST IN REAL
ESTATE WITHOUT TAKING A
MORTGAGE LOAN
FOREX MARKET: THE
LARGEST MARKET IN THE
WORLD TO INVEST AND GET
RICHER IF YOU USE THE RIGHT
TOOLS
INSURANCE 101: THE
IMPORTANCE OF INSURANCE
IN SOMEONE'S LIFE. HOW TO
SAVE MONEY ON YOUR
INSURANCE PREMIUM? LEARN
ABOUT THE 5 INSURANCE
POLICIES EVERYBODY NEEDS
AND THE 15 INSURANCE
POLICIES YOU DON'T NEED.
REAL ESTATE INVESTMENT
SECRETS REVEALED, REAL
ESTATE CAN HELP YOU GET
RICHER THE QUICKEST,
EASIEST
WAY POSSIBLE. HOW TO GET
PRE-QUALIFY FOR A HOME
LOAN? HOW DOES OWNER
FINANCING REALLY WORKS
SMALL BUSINESS, METHODS,
TECHNIQUES, AND
STRATEGIES. Business
structures 101. LLP, LLC, S-corp
and C-corp: It's not just alphabet
soup! A breakdown of what you
need to know, in layman's terms.
Mortgage Loans Modification:
SAVE YOUR HOME, SAVE
YOUR CREDIT, REDUCE YOUR
MONTHLY PAYMENT, AVOID
FORECLOSURE
HOME REFINANCE: 10 GREAT
REASONS TO REFINANCE A
PROPERTY. RATES ARE STILL
NEAR HISTORIC LOWS, IT MAY
BE A GOOD TIME NOW TO
REFINANCE! SOUTH FLORIDA
CALL: 786-709-6577 -- WE'RE
LICENSED MORTGAGE BROKER
AMERICAN BANKING SYSTEM:
Trust Account: Definition of a
Trust; Land Trust, Living Trust,
Revocable Trust. In general, a
"trust" is a legal entity that is
able to own property and other
assets.
STRATEGIES, METHODS, AND
TECHNIQUES. A BETTER WAY
TO BUILD WEALTH! When it
comes to reliable investments,
real estate investing is the best
wealth-builder in the world.
INVESTING / METHOD AND
TECHNIQUES TO INVEST IN
TODAY'S MARKET FOR A
BETTER TOMORROW. -
--AMERICAN BANKING
SYSTEM: BANKING HISTORY;
GREAT THINGS TO KNOW
ABOUT THE AMERICAN
BANKING HISTORY
BANKING AND FINANCE,
COMMERCIAL BANKING: The
fundamental functions of a
commercial bank during the past
two centuries
SAVING: THE SECRETS OF
SAVING; WAYS TO SAVE A LOT
OF MONEY AND GETTING
RICHER. 66 WAYS TO SAVE
MONEY
MONEY MANAGEMENT: Ten
Resolutions to Make Your
Financial Life Easier. 10 Ways to
Avoid Overdraft and Bounced
Check Fees
THE 16 DAYS THAT SHOOCK
THE US ECONOMY IN
SEPTEMBER, 2008. A shocking
series of events that forever
changed the financial markets.
AMERICA’S MONEY CRISIS /
Bailout 101: What new law says.
Here's a rundown of key provisions
of the financial rescue plan that
United State Senate voted,
Wednesday October 1; and the
house voted Friday October 3,
2008.
FORTUNE, CREATION AND
INTRODUCTION: When you
invest in stock, you buy ownership
shares in a company. Before You
Invest; Before undertaking any
investment program, it is critical
that you assess your current
situation and form goals.
Evaluating a Stock, Creating an
Emergency Fund --
STOCK MARKET: A WAY TO
INVEST AND MULTIPLY YOUR
MONEY. THE MARKET HAS
THOUSANDS OF COMPANIES
TO BUY STOCKS, Mutual Funds,
Bond Funds, Annuity. The market
in which shares are issued and
traded either through exchanges
or over-the-counter markets.
REITs= REAL ESTATE
INVESTMENT TRUST: A GREAT
WAY TO INVEST IN REAL
ESTATE WITHOUT TAKING A
MORTGAGE LOAN
FOREX MARKET: THE
LARGEST MARKET IN THE
WORLD TO INVEST AND GET
RICHER IF YOU USE THE RIGHT
TOOLS
INSURANCE 101: THE
IMPORTANCE OF INSURANCE
IN SOMEONE'S LIFE. HOW TO
SAVE MONEY ON YOUR
INSURANCE PREMIUM? LEARN
ABOUT THE 5 INSURANCE
POLICIES EVERYBODY NEEDS
AND THE 15 INSURANCE
POLICIES YOU DON'T NEED.
REAL ESTATE INVESTMENT
SECRETS REVEALED, REAL
ESTATE CAN HELP YOU GET
RICHER THE QUICKEST,
EASIEST
WAY POSSIBLE. HOW TO GET
PRE-QUALIFY FOR A HOME
LOAN? HOW DOES OWNER
FINANCING REALLY WORKS
SMALL BUSINESS, METHODS,
TECHNIQUES, AND
STRATEGIES. Business
structures 101. LLP, LLC, S-corp
and C-corp: It's not just alphabet
soup! A breakdown of what you
need to know, in layman's terms.
Mortgage Loans Modification:
SAVE YOUR HOME, SAVE
YOUR CREDIT, REDUCE YOUR
MONTHLY PAYMENT, AVOID
FORECLOSURE
HOME REFINANCE: 10 GREAT
REASONS TO REFINANCE A
PROPERTY. RATES ARE STILL
NEAR HISTORIC LOWS, IT MAY
BE A GOOD TIME NOW TO
REFINANCE! SOUTH FLORIDA
CALL: 786-709-6577 -- WE'RE
LICENSED MORTGAGE BROKER
AMERICAN BANKING SYSTEM:
Trust Account: Definition of a
Trust; Land Trust, Living Trust,
Revocable Trust. In general, a
"trust" is a legal entity that is
able to own property and other
assets.
GETTING READY TO INVEST; BEFORE YOU START INVESTING: WHAT TO DO? WHAT
TO KNOW? HOW TO EVALUATE A STOCK?
TO KNOW? HOW TO EVALUATE A STOCK?
| Real Estate Investment, Home-Buying Guide, Home-Selling Guide, Home Refinancing Since Interest Rate has Dropped to the bottom low, Real Estate Financing No Matter what you from the news you still can purchase, Begin buying process with Mortgage Pre-Qualification. IF YOU NEED HELP TO BUY OR TO SELL A PROPERTY IN SOUTH FLORIDA ; LET A PROFESSIONAL LICENSED REALTOR & LICENSED MORTGAGE BROKER ASSIST YOU. SOUTH FL. CONTACT Mr. ANTONY AT: 786- 709-6577 -- Real Estate For Sale, Commercial Real Estate, Miami Real Estate, Florida Real Estate |
THE BEST RETIREMENT
GUIDE EVER; WHAT ARE
401K, ROTH 401K,
INDIVIDUAL 401K, 403B, 457
PLAN, THRIFT SAVINGS
PLAN.
What is a SEP IRA? What is
a SIMPLE IRA? --- SEE
BELOW!
Long-term care insurance?
Is a long-term care
insurance policy really
provides money to help
cover the costs of living if
you are no longer able to
take care of yourself.?
SOCIAL SECURITY
RETIREMENT GUIDE. HOW
DOES SOCIAL SECURITY
WORK?
What is the importance and
benefits of life insurance in
real life, and at retirement
age?
Pension Plans / IRA /
INDIVIDUAL RETIREMENT
ACCOUNT. What is an IRA?
And what does it matter?
What is Annuity Insurance
Investment, Annuity &
Pension Insurance? Are
Annuities Planning today for
a secure tomorrow?
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An Introduction to Stock Options
Stock options provide advanced investors with additional opportunities for potentially rewarding returns. But stock
options do possess risks that require an in-depth understanding of how they work. This article provides a basic
overview of stock options.
Topics
1.An Introduction to Stock Options
2.The Basics of Stock Options
3.Components of an Option's Value
4.Employee Stock Options
5.Consider Option Strategies Carefully
--An Introduction to Stock OptionsOptions on stocks and stock indexes are derivative instruments.
Stock investors may use stock options to hedge against a price decline, to lock in a future purchase price, or to
speculate on the future price of a stock. Employees may also receive stock options through an employee compensation
plan. For employees, stock options represent the potential for growth in value and the possibility that the increase in
value will be taxed at a favorable capital-gains tax rate.
''''INDEX FUNDS -What You Need to Know About Trading and Investing in Leveraged ETFs. What Does Index Fund Mean?-
''MONEY: '45 Ways to Improve Your Finances This Year.
Whether you want to ramp up your earning power, finally start a retirement savings account.
--
'' Market Advice Plus The Definition Of The Financial Terms:
''Financial Freedom Strategies Methods And techniques to win. Financial Freedom,the ways to obtain, Look for them,
find them and take action!Path to financial independence --
Stock options provide advanced investors with additional opportunities for potentially rewarding returns. But stock
options do possess risks that require an in-depth understanding of how they work. This article provides a basic
overview of stock options.
Topics
1.An Introduction to Stock Options
2.The Basics of Stock Options
3.Components of an Option's Value
4.Employee Stock Options
5.Consider Option Strategies Carefully
--An Introduction to Stock OptionsOptions on stocks and stock indexes are derivative instruments.
Stock investors may use stock options to hedge against a price decline, to lock in a future purchase price, or to
speculate on the future price of a stock. Employees may also receive stock options through an employee compensation
plan. For employees, stock options represent the potential for growth in value and the possibility that the increase in
value will be taxed at a favorable capital-gains tax rate.
''''INDEX FUNDS -What You Need to Know About Trading and Investing in Leveraged ETFs. What Does Index Fund Mean?-
''MONEY: '45 Ways to Improve Your Finances This Year.
Whether you want to ramp up your earning power, finally start a retirement savings account.
--
'' Market Advice Plus The Definition Of The Financial Terms:
''Financial Freedom Strategies Methods And techniques to win. Financial Freedom,the ways to obtain, Look for them,
find them and take action!Path to financial independence --
| The Basics of Stock Options . A stock option is essentially a contract that gives one party the right to purchase or sell a stated number of shares of a stock at a specified price. The price at which the shares may be purchased or sold is known as the strike or exercise price.----KNOWLEDGEFINANCIAL.COM The right to exercise lasts for a stated period of time, which may be months or years, until the expiration date. If not exercised on or before the expiration date, the option expires. 1. Options come in two forms: calls and puts. A call option gives the option purchaser the right to buy the underlying stock. A put option gives the option purchaser the right to sell the underlying stock. CALL OPTION, AND PUT OPTION A call option is valuable to the extent that the exercise price is below the market value of the underlying stock. For example, if a stock is trading at $100 per share and you hold a call option entitling you to buy the stock at $72 per share, your option has an immediate value to you of $100 - $72 = $28, before taking into account any tax consequences or transaction fees. ----KNOWLEDGEFINANCIAL.COM A put option is the mirror image of a call option. A put option becomes more valuable as the price of the stock moves below the exercise price. For example, if you have purchased a put option with a strike price of $90 and the stock price moves to $80, you may choose to exercise the option and sell the underlying stock at $90 for an immediate unrealized per share gain of $90 - $80 = $10. 2. With both calls and puts, the purchaser of the option has the right to exercise, while the option seller is obligated to respond if the option is exercised. The option purchaser pays an upfront fee known as the premium to the option seller in return for the right of exercise. The option buyer has a known investment risk -- if the option expires unexercised, the purchaser of the option recognizes the premium paid as a loss. Conversely, the option seller undertakes potentially unlimited market risk in return for the premium received. KNOWLEDGEFINANCIAL.COM 3. Components of an Option's Value Option contracts are traded on regulated markets, and their values may fluctuate throughout the trading day. The price of an option at any given time is based on several factors, including the current price of the underlying stock, the price volatility of the underlying stock, the time to maturity, and interest rates. Intrinsic value -- the intrinsic value of the option is the difference between the exercise price and the price of the underlying security. An option is "in the money" when the intrinsic value is positive. 4. Volatility -- part of an option's value reflects the volatility of the underlying security. If a stock price is highly volatile, there is a relatively greater chance that the option will be "in the money" at expiration, and therefore, the option will carry a higher premium than an option on a less a volatile stock. 5. Time value -- the more time remaining until the expiration date of the option, the greater the potential for a significant change to occur in the price of the underlying security and the greater the value of the option. Time value diminishes as the expiration date of the option approaches. Interest rates -- the option premium is a cash payment that can be invested by the option seller to generate interest income. Higher interest rates present opportunities for potentially greater earnings on the option premium. WWW.KNOWLEDGEFINANCIAL.COM 6. Intrinsic value, volatility, and time value can significantly affect an option's market value. An option with an exercise price above the current market value of the underlying security may still have considerable potential value. For example, if you hold a call option with an exercise price of $72 and the current share price is $65, your option would generate a loss if it were exercised today . However, as stated above, option contracts typically are valid for months or years, until the stated expiration date. The time value of the call option is the potential that the share price will rise over time and eventually exceed the option exercise price. KNOWLEDGEFINANCIAL.COM 7. Employee Stock OptionsEmployee stock options are call options granted by an employer as part of an employee compensation plan. There are two main types of employee stock options: incentive stock options and nonqualified stock options. Incentive stock options offer special income tax benefits to the employee. An incentive stock option (ISO) must meet a number of criteria to qualify for favorable tax treatment. As long as the shares acquired through an ISO are held for at least one year following exercise and are not disposed of until at least two years after the option is granted, the difference between the option price and the sale price is taxed as a long-term gain. 8. The tax is applied at the sale of the stock. If you don't meet the one-year holding-period requirement, the transaction is considered a "disqualifying disposition" and your gains are taxed as ordinary income. A nonqualified stock option (NSO) is an option that doesn't meet the ISO criteria. Gains on NSOs are taxed as ordinary income at the time of exercise -----KNOWLEDGEFINANCIAL.COM |
| OPTION TERMINOLOGY Call option An option that gives the option buyer the right to purchase the underlying security. Exercise date The date by which the option must be exercised. Expiration date The date that the option will expire (same as the exercise date). Intrinsic value The difference between the strike price and the current price of the underlying security. Premium An upfront fee paid by the option buyer to the option seller. Put option An option that gives the option buyer the right to sell the underlying security. Strike price The stated price at which the underlying security can be purchased or sold (also called the exercise price). Time value The component of an option's price that reflects the time left to expiration. Volatility The tendency of the underlying security to fluctuate in price. |
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obtain financial freedom.
| About Twitter Twitter is an easy way to keep up with the people, organizations, and events you care about - and to share your thoughts instantaneously. CLICK ON: Twitter-1--Twitter-2- Twitter-3 About Facebook-1... ANTONY'S PAGE-1... Millions of people use Facebook everyday to keep up with friends, Share Important Information, News, Events, links photos, and videos. About Facebook-2--- ANTHONY'S PAGE-2... About Tagged, Connect with me on Tagged Create a community on tagged and you can share photos, journals and interests with your growing network of mutual friends! Click here to see how much you can accomplish... ''Business People, Professionals, Investors Connect to Linkedin- Link With me Now For Questions and Answers''-- |
| BUYING, SELLING, LEASING A REAL STATE PROPERTY IN SOUTH FLORIDA IS THE AFFAIR OF A LICENSED REAL ESTATE PROFESSIONAL. CALL ANTONY AT: 786-709-577 FOR A COMPLETE REAL ESTATE SERVICE! |
IF YOU NEED HELP
TO SELL YOUR REAL
ESTATE PROPERTY
IN SOUTH FLORIDA;
PLEASE CALL
ANTONY A
PROFESSIONAL
REALTOR.
AT: 786-709-6577 --
Fortune International
Realty. --- CLIENTS
COMPLETE
SATISFACTION
GUARANTEED !
TO SELL YOUR REAL
ESTATE PROPERTY
IN SOUTH FLORIDA;
PLEASE CALL
ANTONY A
PROFESSIONAL
REALTOR.
AT: 786-709-6577 --
Fortune International
Realty. --- CLIENTS
COMPLETE
SATISFACTION
GUARANTEED !
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-NASDAQ Stock Market - Stock Quotes - Stock Exchange News -
The NASDAQ Stock Market - Official site of The NASDAQ Stock Market featuring free stock quotes, stock exchange prices, stock
market news
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Stock Market Quotes, Business News and Financial News from the leading provider
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-U.S. Markets - Dow Jones, Nasdaq, S&P 500 -
Complete financial market coverage with breaking news, analysis, stock quotes, before & after hours market data, research
-Want a Better way to Financial Freedom-..
Let me show you by Providing the System, Training & World-Class Support
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At Google! Finance, you get free stock quotes, up to date news, portfolio management resources
-A stock market or equity market history and biography..
Real time quotes, market information, regulations, news.
-NASDAQ Stock Market - Stock Quotes - Stock Exchange News -
The NASDAQ Stock Market - Official site of The NASDAQ Stock Market featuring free stock quotes, stock exchange prices, stock
market news
-MarketWatch - Stock Market Quotes, Business News ... CNN
Stock Market Quotes, Business News and Financial News from the leading provider
-Market trend-- A market trend is a putative tendency of a financial market to move in a particular direction over time.
-U.S. Markets - Dow Jones, Nasdaq, S&P 500 -
Complete financial market coverage with breaking news, analysis, stock quotes, before & after hours market data, research
-Want a Better way to Financial Freedom-..
Let me show you by Providing the System, Training & World-Class Support
- Google! Finance - Business Finance, Stock Market, Quotes, News-..
At Google! Finance, you get free stock quotes, up to date news, portfolio management resources
-A stock market or equity market history and biography..
| WE BUY AND SELL REAL ESTATE IN THE SOUTH FLORIDA AREA. CALL Mr. ANTONY AT: 786-709-6577 ---------------------- REAL ESTATE FOR SALE OR LEASE CALL: 786-709-6577 -SOUTH FLORIDA |
-Financial Service Company. What We Do, How we do it?
EVERYTHING YOU WANT TO KNOW ABOUT INSURANCE &
INVESTMENT.-
-How to Become Wealthy?
Nine Truths That Can Set You on the Path to Financial Freedom--
-AMERICAN DOLLAR: What are the letters, numbers, and symbols,
the latin words mean?
-Money Management- Counterfeit Combat: Defense Is in the
Details. How to reconize and combat counterfeit money?
-'INVESTMENT & FINANCE: METHODS, TECHNIQUES, AND
STRATEGIES. WHERE, WHEN, HOW TO INVEST?
-Banking And Finance Knowledge. The more you know the closer
you are to accomplish great success..
-The Role of Money in Our Life
THE ARCHITECTURE OF PROSPERITY
-RICH GUIDE: WHY AREN'T YOU RICH? BUILDING FINANCIAL
WEALTH, OBTAIN FINANCIAL FREEDOM, BECOME A RICH
PERSON; YES YOU CAN.
-Ten Resolutions to Make Your Financial Life Easier- Counterfeit
Combat: Defense Is in the Details...
-A step by step guide to gaining control of your financial life.-The
Successful Investment Journey, Ten Tips For The Successful
Investors -
-How to Make Money Online With Or Without a Website.
''INVESTING: MAKE YOURSELF RICHER BY INVESTING THE
RIGHT WAY IN THE RIGHT PRODUCTS
EVERYTHING YOU WANT TO KNOW ABOUT INSURANCE &
INVESTMENT.-
-How to Become Wealthy?
Nine Truths That Can Set You on the Path to Financial Freedom--
-AMERICAN DOLLAR: What are the letters, numbers, and symbols,
the latin words mean?
-Money Management- Counterfeit Combat: Defense Is in the
Details. How to reconize and combat counterfeit money?
-'INVESTMENT & FINANCE: METHODS, TECHNIQUES, AND
STRATEGIES. WHERE, WHEN, HOW TO INVEST?
-Banking And Finance Knowledge. The more you know the closer
you are to accomplish great success..
-The Role of Money in Our Life
THE ARCHITECTURE OF PROSPERITY
-RICH GUIDE: WHY AREN'T YOU RICH? BUILDING FINANCIAL
WEALTH, OBTAIN FINANCIAL FREEDOM, BECOME A RICH
PERSON; YES YOU CAN.
-Ten Resolutions to Make Your Financial Life Easier- Counterfeit
Combat: Defense Is in the Details...
-A step by step guide to gaining control of your financial life.-The
Successful Investment Journey, Ten Tips For The Successful
Investors -
-How to Make Money Online With Or Without a Website.
''INVESTING: MAKE YOURSELF RICHER BY INVESTING THE
RIGHT WAY IN THE RIGHT PRODUCTS
| About Twitter Twitter is an easy way to keep up with the people, organizations, and events you care about - and to share your thoughts instantaneously. CLICK ON: Twitter-1--Twitter-2- Twitter-3 About Facebook-1... ANTONY'S PAGE-1... Millions of people use Facebook everyday to keep up with friends, Share Important Information, News, Events, links photos, and videos. About Facebook-2--- ANTHONY'S PAGE-2... About Tagged, Connect with me on Tagged Create a community on tagged and you can share photos, journals and interests with your growing network of mutual friends! Click here to see how much you can accomplish... ''Business People, Professionals, Investors Connect to Linkedin- Link With me Now For Questions and Answers''-- |
-THERE ARE 6 BASIC RULES WHEN
IT COMES TO SAVING MONEY.
WHAT MOST PEOPLE DON'T
UNDERSTAND IS HOW QUICKLY
THE CASH STARTS PILING UP
ONCE YOU MAKE THE DECISION TO
SAVE.---
MONEY RULE #1
SAVE 10% OF YOUR PAY IN ADDITION TO 401(K) 403(B)
STASH CASH IN ROTH IRA, 529 PLAN, ACCOUNTS'
MONEY RULE NUMBER ONE IS TO SAVE AT LEAST 10
PERCENT OF YOUR PAY. THAT'S IN ADDITION TO MAXING
OUT YOUR 401(K) AND 403(B) RETIREMENT PLANS.
STASH YOUR CASH IN A ROTH IRA ACCOUNT,
WHICH IS ALSO FEDERAL TAX FREE FOREVER, A 529
PLAN, THE BENEFITS OF WHICH WE DISCUSSED LAST
WEEK, AND OTHER INVESTMENT ACCOUNTS. BUT HERE'S
THE KICKER … IF YOU'RE OVER THE AGE OF 40,
YOU SHOULD TRY TO SAVE 30 PERCENT OF YOUR
GROSS ANNUAL INCOME IN ORDER TO CATCH UP.
MONEY RULE #2 DON'T OVERBUY RATES ARE
LOW LENDERS SAY 3 TO 4 X INCOME 2 ½ X GROSS
ANNUAL INCOME
IMONEY RULE NUMBER TWO
DON'T OVERBUY. THAT IS, DON'T BUY MORE HOUSE
THAN YOU CAN COMFORTABLE, EVEN EASILY AFFORD.
EVEN THOUGH RATES ARE LOW AND LENDERS SAY YOU
CAN SPEND 3 TO 4 TIMES YOUR ANNUAL INCOME, IF
YOU WANT TO BE A MILLIONAIRE, YOU HAVE TO STAY
FOCUSED. SPEND JUST TWO AND A HALF TIMES YOUR
GROSS ANNUAL INCOME AND YOU'LL BE AMAZED AT
HOW MUCH EXTRA YOU HAVE TO PLOW AWAY INTO
SAVINGS.
MONEY RULE #3
KEEP YOUR CAR FOR 10 YEARS BUY USED BUY
NEW/OLDER MODEL GET FINANCING AHEAD OF TIME
GOOD CREDIT? 0% FINANCING
MONEY RULE NUMBER 3
IS TO KEEP THE CAR YOU HAVE FOR 10 YEARS. CARS
ARE OUTRAGEOUSLY EXPENSIVE, AND IT'S GENERALLY
CHEAPER TO KEEP YOUR OLD CAR RUNNING THAN TO
BUY A NEW CAR. HOWEVER, WHEN THE TIME COMES TO
BUY A CAR,
CONSIDER BUYING USED. IF YOU HAVE TO BUY NEW,
BUY AN OLDER MODEL - IT'S A GOOD TIME TO DO THAT
NOW, SINCE DEALERS ARE JUST INTRODUCING THE 2004
MODELS. GET YOUR FINANCING AHEAD OF TIME AND,
HERE'S ANOTHER REASON TO KEEP YOUR CREDIT IN
SPARKLING CONDITION - 0 PERCENT FINANCING IS STILL
AROUND - WITH REBATES AND POWERTRAIN
WARRANTIES.
MONEY RULE #4
PAY OFF YOUR DEBT AS QUICKLY AS POSSIBLE
HIGHEST, NON-DEDUCTIBLE DEBT FIRST PAY OFF CARDS
AT END OF MONTH
MONEY RULE NUMBER 4 IS TO PAY OFF YOUR DEBT AS
QUICKLY AS POSSIBLE. YOU'LL NEVER GET RICH AS
LONG AS YOU'RE PAYING SOMEONE ELSE INTEREST.
INSTEAD, PAY OFF YOUR HIGHEST NON-DEDUCTIBLE
DEBT FIRST AND THEN KEEP ON GOING. ONCE YOU'RE
DEBT-FREE, NEVER CHARGE ANYTHING UNLESS YOU
CAN COMPLETELY PAY OFF THE CREDIT CARD AT THE
END OF THE MONTH.
MONEY RULE #5
INVEST IN INDEX FUNDS TRACK INDEX LIKE S&P 500
CHEAP TO OWN BEAT MANAGED FUNDS 85% OF TIME
VANILLA, NO-WORRY INVESTMENTS
MONEY RULE NUMBER 5
IS TO TAKE ALL THE CASH THAT YOU'VE SQUIRRELED
AWAY AND INVEST IT IN INDEX FUNDS. INDEX FUNDS
TRACK THE INDECIES THAT YOU HEAR ABOUT EVERY
DAY,
LIKE THE STANDARD AND POORS BIGGEST 500
COMPANIES IN THE U.S. INDEX FUNDS ARE CHEAP TO
OWN AND BEST OF ALL, THEY BEAT MANAGED FUNDS 85
PERCENT OR MORE OF THE TIME. PLUS, THEY'RE PLAIN
VANILLA, NO-WORRY INVESTMENTS THAT WON'T COST
YOU TOO MUCH AT TAX TIME.
MONEY RULE #6
SPEND 1 HOUR/WEEK ON RETIREMENT BALANCING
CHECKBOOK LOOKING AT INVESTMENTS WRITING
FINANCIAL GOALS READING ABOUT MONEY
MY FINAL MONEY RULE IS TO SPEND AT LEAST ONE
HOUR A WEEK ON YOUR RETIREMENT. THAT CAN
INCLUDE BALANCING YOUR CHECKBOOK, LOOKING AT
YOUR INVESTMENT STATEMENTS, WRITING DOWN YOUR
FINANCIAL GOALS OR EVEN JUST READING A MAGAZINE
ABOUT MONEY.
I'M GOING TO PUT UP A LIST OF MY FAVORITE MONEY
AND RETIREMENT WEBSITES AT WGNTV.COM, SO YOU
CAN SEE WHERE I GET A LOT OF MY INFORMATION SO
YOU CAN GET GOING ON YOUR DREAM OF BEING A
MILLIONAIRE. AND OF COURSE, YOU CAN FIND EVEN
MORE LINKS AND INFORMATION AT MY OWN WEBSITE,
WWW.THINKGLINK.COM
RESOURCE:
ILYCE'S FAVORITE WEBSITES
WWW.BANKRATE.COM
WWW.FIDELITY.COM
WWW.QUICKEN.COM
WWW.CNN.MONEY.COM
WWW.BLOOMBERG.COM
WWW.CNBC.COM
WWW.HOMEPATH.COM
ILYCE'S FAVORITE GOVERNMENT WEBSITES
HUD.gov (Dept. of Housing and Urban Development)
Census.gov (all numbers - you can call their PR people
and request a CD-ROM)
OFHEO.gov (Office of Federal Housing Enterprise
Oversight)
Cookcountyassessor.com (Cook County Tax Assessor's
Office)
Co.lake.il.us (Lake County Assessor's Office)
FTC.gov (Federal Trade Commission)
UStreas.gov (U.S. Treasury - buy bonds direct)
IRS.gov (Internal Revenue Service)
FEMA.gov (Federal Emergency Management
Administration)
SBA.gov (Small Business Administration)
IT COMES TO SAVING MONEY.
WHAT MOST PEOPLE DON'T
UNDERSTAND IS HOW QUICKLY
THE CASH STARTS PILING UP
ONCE YOU MAKE THE DECISION TO
SAVE.---
MONEY RULE #1
SAVE 10% OF YOUR PAY IN ADDITION TO 401(K) 403(B)
STASH CASH IN ROTH IRA, 529 PLAN, ACCOUNTS'
MONEY RULE NUMBER ONE IS TO SAVE AT LEAST 10
PERCENT OF YOUR PAY. THAT'S IN ADDITION TO MAXING
OUT YOUR 401(K) AND 403(B) RETIREMENT PLANS.
STASH YOUR CASH IN A ROTH IRA ACCOUNT,
WHICH IS ALSO FEDERAL TAX FREE FOREVER, A 529
PLAN, THE BENEFITS OF WHICH WE DISCUSSED LAST
WEEK, AND OTHER INVESTMENT ACCOUNTS. BUT HERE'S
THE KICKER … IF YOU'RE OVER THE AGE OF 40,
YOU SHOULD TRY TO SAVE 30 PERCENT OF YOUR
GROSS ANNUAL INCOME IN ORDER TO CATCH UP.
MONEY RULE #2 DON'T OVERBUY RATES ARE
LOW LENDERS SAY 3 TO 4 X INCOME 2 ½ X GROSS
ANNUAL INCOME
IMONEY RULE NUMBER TWO
DON'T OVERBUY. THAT IS, DON'T BUY MORE HOUSE
THAN YOU CAN COMFORTABLE, EVEN EASILY AFFORD.
EVEN THOUGH RATES ARE LOW AND LENDERS SAY YOU
CAN SPEND 3 TO 4 TIMES YOUR ANNUAL INCOME, IF
YOU WANT TO BE A MILLIONAIRE, YOU HAVE TO STAY
FOCUSED. SPEND JUST TWO AND A HALF TIMES YOUR
GROSS ANNUAL INCOME AND YOU'LL BE AMAZED AT
HOW MUCH EXTRA YOU HAVE TO PLOW AWAY INTO
SAVINGS.
MONEY RULE #3
KEEP YOUR CAR FOR 10 YEARS BUY USED BUY
NEW/OLDER MODEL GET FINANCING AHEAD OF TIME
GOOD CREDIT? 0% FINANCING
MONEY RULE NUMBER 3
IS TO KEEP THE CAR YOU HAVE FOR 10 YEARS. CARS
ARE OUTRAGEOUSLY EXPENSIVE, AND IT'S GENERALLY
CHEAPER TO KEEP YOUR OLD CAR RUNNING THAN TO
BUY A NEW CAR. HOWEVER, WHEN THE TIME COMES TO
BUY A CAR,
CONSIDER BUYING USED. IF YOU HAVE TO BUY NEW,
BUY AN OLDER MODEL - IT'S A GOOD TIME TO DO THAT
NOW, SINCE DEALERS ARE JUST INTRODUCING THE 2004
MODELS. GET YOUR FINANCING AHEAD OF TIME AND,
HERE'S ANOTHER REASON TO KEEP YOUR CREDIT IN
SPARKLING CONDITION - 0 PERCENT FINANCING IS STILL
AROUND - WITH REBATES AND POWERTRAIN
WARRANTIES.
MONEY RULE #4
PAY OFF YOUR DEBT AS QUICKLY AS POSSIBLE
HIGHEST, NON-DEDUCTIBLE DEBT FIRST PAY OFF CARDS
AT END OF MONTH
MONEY RULE NUMBER 4 IS TO PAY OFF YOUR DEBT AS
QUICKLY AS POSSIBLE. YOU'LL NEVER GET RICH AS
LONG AS YOU'RE PAYING SOMEONE ELSE INTEREST.
INSTEAD, PAY OFF YOUR HIGHEST NON-DEDUCTIBLE
DEBT FIRST AND THEN KEEP ON GOING. ONCE YOU'RE
DEBT-FREE, NEVER CHARGE ANYTHING UNLESS YOU
CAN COMPLETELY PAY OFF THE CREDIT CARD AT THE
END OF THE MONTH.
MONEY RULE #5
INVEST IN INDEX FUNDS TRACK INDEX LIKE S&P 500
CHEAP TO OWN BEAT MANAGED FUNDS 85% OF TIME
VANILLA, NO-WORRY INVESTMENTS
MONEY RULE NUMBER 5
IS TO TAKE ALL THE CASH THAT YOU'VE SQUIRRELED
AWAY AND INVEST IT IN INDEX FUNDS. INDEX FUNDS
TRACK THE INDECIES THAT YOU HEAR ABOUT EVERY
DAY,
LIKE THE STANDARD AND POORS BIGGEST 500
COMPANIES IN THE U.S. INDEX FUNDS ARE CHEAP TO
OWN AND BEST OF ALL, THEY BEAT MANAGED FUNDS 85
PERCENT OR MORE OF THE TIME. PLUS, THEY'RE PLAIN
VANILLA, NO-WORRY INVESTMENTS THAT WON'T COST
YOU TOO MUCH AT TAX TIME.
MONEY RULE #6
SPEND 1 HOUR/WEEK ON RETIREMENT BALANCING
CHECKBOOK LOOKING AT INVESTMENTS WRITING
FINANCIAL GOALS READING ABOUT MONEY
MY FINAL MONEY RULE IS TO SPEND AT LEAST ONE
HOUR A WEEK ON YOUR RETIREMENT. THAT CAN
INCLUDE BALANCING YOUR CHECKBOOK, LOOKING AT
YOUR INVESTMENT STATEMENTS, WRITING DOWN YOUR
FINANCIAL GOALS OR EVEN JUST READING A MAGAZINE
ABOUT MONEY.
I'M GOING TO PUT UP A LIST OF MY FAVORITE MONEY
AND RETIREMENT WEBSITES AT WGNTV.COM, SO YOU
CAN SEE WHERE I GET A LOT OF MY INFORMATION SO
YOU CAN GET GOING ON YOUR DREAM OF BEING A
MILLIONAIRE. AND OF COURSE, YOU CAN FIND EVEN
MORE LINKS AND INFORMATION AT MY OWN WEBSITE,
WWW.THINKGLINK.COM
RESOURCE:
ILYCE'S FAVORITE WEBSITES
WWW.BANKRATE.COM
WWW.FIDELITY.COM
WWW.QUICKEN.COM
WWW.CNN.MONEY.COM
WWW.BLOOMBERG.COM
WWW.CNBC.COM
WWW.HOMEPATH.COM
ILYCE'S FAVORITE GOVERNMENT WEBSITES
HUD.gov (Dept. of Housing and Urban Development)
Census.gov (all numbers - you can call their PR people
and request a CD-ROM)
OFHEO.gov (Office of Federal Housing Enterprise
Oversight)
Cookcountyassessor.com (Cook County Tax Assessor's
Office)
Co.lake.il.us (Lake County Assessor's Office)
FTC.gov (Federal Trade Commission)
UStreas.gov (U.S. Treasury - buy bonds direct)
IRS.gov (Internal Revenue Service)
FEMA.gov (Federal Emergency Management
Administration)
SBA.gov (Small Business Administration)
Money Moves That Will Always Pay Off...
Few things in life are guaranteed. When it comes to money-money ideas.
Guaranteed.
1. Max that 401(k)
This is a slam dunk for you. Every dollar you invest saves you money on taxes because it comes off your taxable
income. So Uncle Sam is effectively chipping in.
The money can then grow each year, free of any state or federal tax on the interest or capital gains (though when
you withdraw your money in retirement it will be taxable income).
Even better: Many companies offer to chip in as well, up to a certain level, by matching contributions with money
of their own. KNOWLEDGEFINANCIAL.COM
Few things in life are guaranteed. When it comes to money-money ideas.
Guaranteed.
1. Max that 401(k)
This is a slam dunk for you. Every dollar you invest saves you money on taxes because it comes off your taxable
income. So Uncle Sam is effectively chipping in.
The money can then grow each year, free of any state or federal tax on the interest or capital gains (though when
you withdraw your money in retirement it will be taxable income).
Even better: Many companies offer to chip in as well, up to a certain level, by matching contributions with money
of their own. KNOWLEDGEFINANCIAL.COM
| 2. Put $5,000 into an individual retirement account or Roth IRA tax shelter If you're over 50, put in $6,000. And make sure your spouse does too. IRAs are a great deal. A regular IRA works much like a 401(k) -- your contribution cuts your taxable income, and grows tax-free inside the shelter, but it's taxable income when you take it out. In a Roth, you contribute after-tax dollars, but then it's tax-free forever. 3. Pay off your credit-card debt Haven't you heard? If you're still carrying a balance each month, this is a quick win. Eat macaroni and cheese for three months if you have to, but pay off those balances. You're probably paying at least 15% interest. You may be paying a lot more. You'd have to earn maybe 17% before tax on an investment just to keep pace. Boring? Nobody's making 17% these days. So pay off your credit-card debt if you don't want to be a slave of the creditors. KNOWLEDGEFINANCIAL.COM |
| 4. Get your tax refund early How? By not overpaying your taxes in the first place. Every year, millions of people cheer when they get a check back from Uncle Sam. But that just means they paid too much withholding tax during the year. So Uncle Sam got an interest-free loan. Good for him, not so good for you. Go to your employer's payroll department and file a new W-4 form and raise your number of allowances. You'll see extra money in your paycheck straight away. The average tax rebate is nearly $3,000, according to the Internal Revenue Service. The average credit-card balance? Also about $3,000, according the Federal Reserve. Borrowing from a bank at 15% and lending the money to Uncle Sam for free is no way to run your finances. 5. Buy inflation-protected bonds Treasury inflation-protected securities, or TIPS, aren't sexy. They won't make you rich. But they're guaranteed -- twice over. They're issued by the U.S. government, so they are guaranteed against default. And they are protected against inflation because coupons and principal will adjust to reflect it. Right now a long-term TIPS bond will guarantee you an interest rate of about 1.8% a year above inflation. (Note: Hold them in a tax-sheltered account as they are highly susceptible to taxes). KNOWLEDGEFINANCIAL.COM |
| 6. Play hardball with your insurance company Call competitors and ask them to quote you prices for your current house and auto policies. You'll be amazed at the differences. Prices for the same policy can vary as much as 50% between carriers. And there's little rhyme or reason to it. While you're about it, ask about raising your deductibles too. This can be a quick win: Raising your deductible by $500 to $1,000 can cut hundreds off your annual premiums. 7. Get a freebie from a bank Why not? You bailed them out. I'm not just talking about stopping in for a free lollipop or cup of coffee (though my local Bank of America brews an OK cup). Sign up for a credit card with a big bonus -- like a free air ticket or weekend hotel stay. Use the card enough to qualify. Then cancel the card. No, it's not quite that easy. You have to double-check the fine print first. You'll sit on hold for half an hour when you try to cancel. And if you did this too often it might affect your credit score. KNOWLEDGEFINANCIAL.COM |
What Are Term Deposits, Government
Bonds, Treasury Bills & Money ...
knowledgefinancial.com
Financial instruments found in the debt
market include:
1. Term Deposits
2. Government bonds
3. Treasury Bills (T-Bills)
4. Money Market Funds
5. Corporate Bonds and Debentures
6. Domestic Bond Funds.
In this article, we will only discuss the term deposits,
government bonds, treasury bills and money market
fund.
1. Term Deposits
Term Deposits are qualifying instruments for tax
shelter and will share the following characteristics.
a) Short-Term Deposit: less than 1 year
b) Long-Term Deposit: to 5 years. Interest Rate:
depends on length of deposit and competitive interest
rates available in the marketplace.
Long-term investments are called Guaranteed
Investment Certificates (GICs) and can be purchased
for a lesser amount such as $500. They are also called
a Certificate of Deposit (CD). Rates may vary as little as
0.10% amongst the deposit takers.
Term Deposits may be cashed prior to maturity, but this
may incur a penalty. GICs generally cannot be cashed
before they mature, although some deposit takers are
now more flexible.
2. Government saving bonds
Country residency is required and guaranteed by the
country of issuer.
a) Are registered bonds that provide protection against
loss, theft or destruction.
b) Are not transferable.
c) Can be purchased for a minimum of $100 to a
maximum of $500,000.
d)The interest is taxable and is competitive with GICs.
e) Mature in 10 to 12 years.
In Canada, Canadian saving bonds are issued as either
R bonds or C bonds.
In US, US saving bonds are issued as series EE bonds,
Series I Bonds.
The investment risk for government savings bonds
Issued by Canadian government or US government is
nil, since the bond is guaranteed by the federal
government.
3) Treasury bills (T bill)
Treasury bills are a short term money market
instrument and issued by the federal government in
terms of 30, 60, 91, 182 and 364 days. They are sold by
auction.
Banks and investment houses buy at wholesale in
multiples of $5 million denominations. They then sell
these T-Bills to brokers and investment dealers who
break down their purchases into $1,000 lots.
T bills are sold discount to their face values and also
sold on the secondary market and their value
fluctuates depending on competitive interest rates at
the times of resell.
The short-term nature of T-Bills does not cause a large
exposure to interest rate risk, but to some extent there
is an inflation risk.If a T-Bill is sold before maturity, any
gain is taxed as interest.
4. Money market funds
Money market fund holds T bills and other short term
money market contracts. Investors pool the
investments through the mutual fund. Units in this fund
can be bought and sold daily. Money market funds
produce capital gains although their primary function is
to generate interest income. Interest is generally paid
monthly, while capital gains are paid annually.
The benefits of money market funds include
a) security of principal
b) liquidity.
c) eligible for plan registration
--KNOWLEDGEFINANCIAL.COM
Bonds, Treasury Bills & Money ...
knowledgefinancial.com
Financial instruments found in the debt
market include:
1. Term Deposits
2. Government bonds
3. Treasury Bills (T-Bills)
4. Money Market Funds
5. Corporate Bonds and Debentures
6. Domestic Bond Funds.
In this article, we will only discuss the term deposits,
government bonds, treasury bills and money market
fund.
1. Term Deposits
Term Deposits are qualifying instruments for tax
shelter and will share the following characteristics.
a) Short-Term Deposit: less than 1 year
b) Long-Term Deposit: to 5 years. Interest Rate:
depends on length of deposit and competitive interest
rates available in the marketplace.
Long-term investments are called Guaranteed
Investment Certificates (GICs) and can be purchased
for a lesser amount such as $500. They are also called
a Certificate of Deposit (CD). Rates may vary as little as
0.10% amongst the deposit takers.
Term Deposits may be cashed prior to maturity, but this
may incur a penalty. GICs generally cannot be cashed
before they mature, although some deposit takers are
now more flexible.
2. Government saving bonds
Country residency is required and guaranteed by the
country of issuer.
a) Are registered bonds that provide protection against
loss, theft or destruction.
b) Are not transferable.
c) Can be purchased for a minimum of $100 to a
maximum of $500,000.
d)The interest is taxable and is competitive with GICs.
e) Mature in 10 to 12 years.
In Canada, Canadian saving bonds are issued as either
R bonds or C bonds.
In US, US saving bonds are issued as series EE bonds,
Series I Bonds.
The investment risk for government savings bonds
Issued by Canadian government or US government is
nil, since the bond is guaranteed by the federal
government.
3) Treasury bills (T bill)
Treasury bills are a short term money market
instrument and issued by the federal government in
terms of 30, 60, 91, 182 and 364 days. They are sold by
auction.
Banks and investment houses buy at wholesale in
multiples of $5 million denominations. They then sell
these T-Bills to brokers and investment dealers who
break down their purchases into $1,000 lots.
T bills are sold discount to their face values and also
sold on the secondary market and their value
fluctuates depending on competitive interest rates at
the times of resell.
The short-term nature of T-Bills does not cause a large
exposure to interest rate risk, but to some extent there
is an inflation risk.If a T-Bill is sold before maturity, any
gain is taxed as interest.
4. Money market funds
Money market fund holds T bills and other short term
money market contracts. Investors pool the
investments through the mutual fund. Units in this fund
can be bought and sold daily. Money market funds
produce capital gains although their primary function is
to generate interest income. Interest is generally paid
monthly, while capital gains are paid annually.
The benefits of money market funds include
a) security of principal
b) liquidity.
c) eligible for plan registration
--KNOWLEDGEFINANCIAL.COM
New Rules of Money- The Rules of Money: How to Make It and How to Hold on to
It -Basic Money Rules That Could Make You A Millionaire--
It -Basic Money Rules That Could Make You A Millionaire--
-Sex and relationships, Love and sex, How sex tends to accompany love? How to achieve
simultaneous orgasm?--
simultaneous orgasm?--
'' 'INVESTMENT & FINANCE: METHODS, TECHNIQUES,
AND STRATEGIES. WHERE, WHEN, HOW TO INVEST? INVESTMENT GENERAL INFORMATION.--
Investment knowledge and information to succeed financially.
Investment in Stock Market,// Bond Market,// Mutual Funds,// Real Estate, and currency
foreign exchange (Forex Market) .
Those are the five primary investment tools for the majority of investors looking to
earn money outside of the bank accounts.
Risk/Tolerance
Risk means taking a chance, Without the outcome not guaranteed to be in your favor.
In life, most things require some degree of risk. Your tolerance is how comfortable you will feel with unfavorable
outcome.
Risk versus tolerance is one of the first determinants in how you should invest your money. It is a way to
assess which investment route you wish to take: Conservative or Aggressive.
Diversification
To diversify means to ‘’spread it around’’ or do not put all your eggs in only one basket.
Commissions and costs
The primary cost associated with investing is that of paying commissions. Whether you are trading online or dealing
with a real human being {Brokers) commission fees , operating costs, or administrative fees will be attached.
Getting Started: On Your Own or With a Broker
Choosing the way you will conduct your investing is an important decision. Fortunately, you have several options,
Whichever way you choose to conduct your investment affairs has a lot to do with your level of investment interest
and just how eager you are to make research.
Stock Basics
What a stock represents
Before you buy a stock, it’s a good idea to understand to understand exactly what that purchase represents. When
you buy a stock, you actually buying a portion of corporation.
Buying stocks in the stock market.--
Mutual Funds
What is a mutual fund?
A mutual is an investment vehicle that pools money of many investors and buy stocks, bonds, or other securities
depending of the type of funds. Mutual funds investment.--
Bonds and Bond Funds--
Bonds are essentially a loan to a company, municipality, or the government. This is money to be paid back at a set
date in the future Bonds Market.--
Real Estate Investment
Real Estate is a road-map to riches, it’s one of the way to build wealth. The ultra rich always invest in real estate.
There is no better investment than real estate despites the ups and downs, it outperformed all other investments.
Real Estate is nothing but a passport to wealth. Real Estate Secrets ... Real Estate Investment Tools.
Foreign Currency Exchange {FOREX MARKET}
FOREX MARKET--THE LARGEST MARKET IN THE WORLD TO INVEST AND GET RICHER IF YOU USE THE RIGHT TOOLS.
Forex Market-Foreign Currency Exchange.
INVESTING--''INVESTMENT: MAKE YOURSELF RICHER BY INVESTING THE RIGHT WAY IN THE RIGHT PRODUCTS.
The Role of Money in Our Life / THE ARCHITECTURE OF PROSPERITY
UNDERSTAND THE RULE OF 72...
Retirement Plans and Other Safe Investments
It’s never too late early to plan for your retirement or to set your sights on other future goals.
As life expectancy increases, there are more years to enjoy, so it’s in your benefit to better plan accordingly.
There are various popular options that provide comfortable investment opportunities. Some like 401k’s, IRA, Pension
plan .
THE ULTIMATE RETIREMENT GUIDE; HOW TO RETIRE EARLY AND RETIRE REACH. WHAT ARE 401K,
ROTH 401K, INDIVIDUAL 401K, 403B, 457 PLAN, THRIFT SAVINGS PLAN.
What is a SEP IRA? What is a SIMPLE IRA? --- IRA / INDIVIDUAL RETIREMENT ACCOUNT. What is an IRA? And what
does it matter?
AND STRATEGIES. WHERE, WHEN, HOW TO INVEST? INVESTMENT GENERAL INFORMATION.--
Investment knowledge and information to succeed financially.
Investment in Stock Market,// Bond Market,// Mutual Funds,// Real Estate, and currency
foreign exchange (Forex Market) .
Those are the five primary investment tools for the majority of investors looking to
earn money outside of the bank accounts.
Risk/Tolerance
Risk means taking a chance, Without the outcome not guaranteed to be in your favor.
In life, most things require some degree of risk. Your tolerance is how comfortable you will feel with unfavorable
outcome.
Risk versus tolerance is one of the first determinants in how you should invest your money. It is a way to
assess which investment route you wish to take: Conservative or Aggressive.
Diversification
To diversify means to ‘’spread it around’’ or do not put all your eggs in only one basket.
Commissions and costs
The primary cost associated with investing is that of paying commissions. Whether you are trading online or dealing
with a real human being {Brokers) commission fees , operating costs, or administrative fees will be attached.
Getting Started: On Your Own or With a Broker
Choosing the way you will conduct your investing is an important decision. Fortunately, you have several options,
Whichever way you choose to conduct your investment affairs has a lot to do with your level of investment interest
and just how eager you are to make research.
Stock Basics
What a stock represents
Before you buy a stock, it’s a good idea to understand to understand exactly what that purchase represents. When
you buy a stock, you actually buying a portion of corporation.
Buying stocks in the stock market.--
Mutual Funds
What is a mutual fund?
A mutual is an investment vehicle that pools money of many investors and buy stocks, bonds, or other securities
depending of the type of funds. Mutual funds investment.--
Bonds and Bond Funds--
Bonds are essentially a loan to a company, municipality, or the government. This is money to be paid back at a set
date in the future Bonds Market.--
Real Estate Investment
Real Estate is a road-map to riches, it’s one of the way to build wealth. The ultra rich always invest in real estate.
There is no better investment than real estate despites the ups and downs, it outperformed all other investments.
Real Estate is nothing but a passport to wealth. Real Estate Secrets ... Real Estate Investment Tools.
Foreign Currency Exchange {FOREX MARKET}
FOREX MARKET--THE LARGEST MARKET IN THE WORLD TO INVEST AND GET RICHER IF YOU USE THE RIGHT TOOLS.
Forex Market-Foreign Currency Exchange.
INVESTING--''INVESTMENT: MAKE YOURSELF RICHER BY INVESTING THE RIGHT WAY IN THE RIGHT PRODUCTS.
The Role of Money in Our Life / THE ARCHITECTURE OF PROSPERITY
UNDERSTAND THE RULE OF 72...
Retirement Plans and Other Safe Investments
It’s never too late early to plan for your retirement or to set your sights on other future goals.
As life expectancy increases, there are more years to enjoy, so it’s in your benefit to better plan accordingly.
There are various popular options that provide comfortable investment opportunities. Some like 401k’s, IRA, Pension
plan .
THE ULTIMATE RETIREMENT GUIDE; HOW TO RETIRE EARLY AND RETIRE REACH. WHAT ARE 401K,
ROTH 401K, INDIVIDUAL 401K, 403B, 457 PLAN, THRIFT SAVINGS PLAN.
What is a SEP IRA? What is a SIMPLE IRA? --- IRA / INDIVIDUAL RETIREMENT ACCOUNT. What is an IRA? And what
does it matter?
LOW COST LIFE INSURANCE, BUT VERY GOOD PLAN
| -Get a Free Life Insurance Quote With No Obligation. Low Cost Life Insurance, But Very Good Plan With One Of The Best, Largest Insurance Company.---- |
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| -Get a Free Life Insurance Quote With No Obligation. Low Cost Life Insurance, But Very Good Plan With One Of The Best, Largest Insurance Company.---- |
| 2011 - AQUARIUS YEARLY HOROSCOPE General The year 2010 would be a generally serene and calm year for the Aquarians. Your approach to anything in the personal or professional field would be much softer and lighter. You shall learn to take everything on a lighter vein. Others around you shall be surprised to see a great change in you. Socialising shall keep you engaged for most of the year. Weight down your past misfortunes, confront the present and create a secure future for you and your loved ones. A peaceful year ahead is in for you, in general. Career Career shall be in a new excited phase for you this year. Your relationships with authorities and peers would be strengthened and your knowledge base in the area of interest would be widened. Any un-stability in the professional field that had been haunting you for quite some time now shall vanish into thin air. Towards the middle of the year, there would be opportunities galore for you to expand. Good relationships can be expected with team members. Your determination to succeed shall see through most of the year unharmed. Hard work shall pay rich dividends during the course of the year. Finance You need to work to keep your financial position under order this year. Some unfortunate events are likely in the financial area for you this year. But do not lose your cool. A well-planned approach shall see you back on track. Rectify any minor errors that might hinder your financial progress. Your hard work and perseverance are your best assets. Avoid unwanted expenditure and prepare the ground for a rainy day ahead. Love You need to enter into good understanding and commitment with your partner to enable stability in the relationship. Your attitude towards your partner is likely to change altogether this year. You shall learn the intricacies involved in expressing your love concerns. Singles have a positive period ahead for locating an ideal partner for life. Pleasant moments in the love field are forecast for you this year. Patience and tension-free approach are much needed to keep the relationships already in place going. Health Health would fare better for you when compared to the previous year. Your energy levels increase this year on a positive note. Enjoy life and take a positive stance in whatever you do and this would stimulate your physical self to do better than expected. The middle of the year shall bring in a major health concern that calls for medical expenditure on a larger scale. Towards the end of the year, you shall be back to your healthy self. Diet and a good mental make-up would be the need of the hour then. |
2011
Horoscope
Go Below The
PAGE
Horoscope
Go Below The
PAGE
| HOROSCOPE 2011, FIND OUT WHAT YOUR SIGN SAYS ABOUT YOU. LOVE, FINANCE, BUSINESS, HEALTH- ''ASTROLOGY'' |
| The Rule Of 72 Compound Interest Financial Success How to Use The 10,000 Hour Rule to Achieve Success. ''''Exchange Traded Funds (ETFs) Discover exchange traded funds and learn how to make them a profitable part of your portfolio. -- |
''KNOWLEDGE: 'Finance and Investment Knowledge Research Invention And Discovery. Saving and Investing - Financial
Knowledge, Financial Literacy, Financial Education And Resources For All. --
''AMERICAN BANKING SYSTEM: BANKING HISTORY; GREAT THINGS TO KNOW ABOUT THE AMERICAN BANKING HISTORY
BANKING AND FINANCE, COMMERCIAL BANKING: The fundamental functions of a commercial bank during the past two centuries
SAVING: THE SECRETS OF SAVING; WAYS TO SAVE A LOT OF MONEY AND GETTING RICHER. 66 WAYS TO SAVE MONEY
MONEY MANAGEMENT: Ten Resolutions to Make Your Financial Life Easier. 10 Ways to Avoid Overdraft and Bounced Check
Fees
''INDEX FUNDS -What You Need to Know About Trading and Investing in Leveraged ETFs. What Does Index Fund Mean?-
''MONEY: '45 Ways to Improve Your Finances This Year.
Whether you want to ramp up your earning power, finally start a retirement savings account.
--
'' Market Advice Plus The Definition Of The Financial Terms:
''Financial Freedom Strategies Methods And techniques to win. Financial Freedom,the ways to obtain, Look for them, find them
and take action!Path to financial independence
'' RETIREMENT: SOCIAL SECURITY; THE ULTIMATE RETIREMENT GUIDE. HOW DOES
SOCIAL SECURITY WORK? Does someone can depend only on Social Security check?
''SAVING MONEY: THE SECRETS OF SAVING; WAYS TO SAVE A LOT OF MONEY AND GETTING RICHER
'' RULES OF SUCCESS, RULES OF MONEY: THE RULES OF SUCCESS-The rules of money have changed and it’s time for you to
get smart with your money! --
THE 16 DAYS THAT SHOOCK THE US ECONOMY IN SEPTEMBER, 2008. A shocking series of events that forever changed the
financial markets.
AMERICA’S MONEY CRISIS / Bailout 101: What new law says. Here's a rundown of key provisions of the financial rescue plan that
United State Senate voted, Wednesday October 1; and the house voted Friday October 3, 2008.
FORTUNE, CREATION AND INTRODUCTION: When you invest in stock, you buy ownership shares in a company. Before You Invest;
Before undertaking any investment program, it is critical that you assess your current situation and form goals. Evaluating a
Stock, Creating an Emergency Fund
Trust Account: Definition of a Trust; Land Trust, Living Trust, Revocable Trust. In general, a "trust" is a legal entity that is able to
own property and other assets. --
..RICH GUIDE, WHY AREN'T RICH?
BUILDING FINANCIAL WEALTH, OBTAIN FINANCIAL FREEDOM, BECOME A RICH PERSON; YES YOU CAN...
..RULE OF 72: The compound interest and financial success. Rule Of 72 is the most important and simple rule of financial
success.
..MILLIONAIRE: How To Make Your First $1 Million? The Millionaire's Mindset
..FORTUNE: BEFORE INVESTING IN THE STOCK MARKET LEARN THIS FIRST!...
..GOVERNMENT: Government's general information; Local, State, and Federal.
Housing Finance Authority of Miami dade, Monroe, Broward, and Palm Beach County
..EMPIRE: THE ABC's OF INVESTMENTS, Ways to Save. THE TRIANGLE OF SUCCESS...
Knowledge, Financial Literacy, Financial Education And Resources For All. --
''AMERICAN BANKING SYSTEM: BANKING HISTORY; GREAT THINGS TO KNOW ABOUT THE AMERICAN BANKING HISTORY
BANKING AND FINANCE, COMMERCIAL BANKING: The fundamental functions of a commercial bank during the past two centuries
SAVING: THE SECRETS OF SAVING; WAYS TO SAVE A LOT OF MONEY AND GETTING RICHER. 66 WAYS TO SAVE MONEY
MONEY MANAGEMENT: Ten Resolutions to Make Your Financial Life Easier. 10 Ways to Avoid Overdraft and Bounced Check
Fees
''INDEX FUNDS -What You Need to Know About Trading and Investing in Leveraged ETFs. What Does Index Fund Mean?-
''MONEY: '45 Ways to Improve Your Finances This Year.
Whether you want to ramp up your earning power, finally start a retirement savings account.
--
'' Market Advice Plus The Definition Of The Financial Terms:
''Financial Freedom Strategies Methods And techniques to win. Financial Freedom,the ways to obtain, Look for them, find them
and take action!Path to financial independence
'' RETIREMENT: SOCIAL SECURITY; THE ULTIMATE RETIREMENT GUIDE. HOW DOES
SOCIAL SECURITY WORK? Does someone can depend only on Social Security check?
''SAVING MONEY: THE SECRETS OF SAVING; WAYS TO SAVE A LOT OF MONEY AND GETTING RICHER
'' RULES OF SUCCESS, RULES OF MONEY: THE RULES OF SUCCESS-The rules of money have changed and it’s time for you to
get smart with your money! --
THE 16 DAYS THAT SHOOCK THE US ECONOMY IN SEPTEMBER, 2008. A shocking series of events that forever changed the
financial markets.
AMERICA’S MONEY CRISIS / Bailout 101: What new law says. Here's a rundown of key provisions of the financial rescue plan that
United State Senate voted, Wednesday October 1; and the house voted Friday October 3, 2008.
FORTUNE, CREATION AND INTRODUCTION: When you invest in stock, you buy ownership shares in a company. Before You Invest;
Before undertaking any investment program, it is critical that you assess your current situation and form goals. Evaluating a
Stock, Creating an Emergency Fund
Trust Account: Definition of a Trust; Land Trust, Living Trust, Revocable Trust. In general, a "trust" is a legal entity that is able to
own property and other assets. --
..RICH GUIDE, WHY AREN'T RICH?
BUILDING FINANCIAL WEALTH, OBTAIN FINANCIAL FREEDOM, BECOME A RICH PERSON; YES YOU CAN...
..RULE OF 72: The compound interest and financial success. Rule Of 72 is the most important and simple rule of financial
success.
..MILLIONAIRE: How To Make Your First $1 Million? The Millionaire's Mindset
..FORTUNE: BEFORE INVESTING IN THE STOCK MARKET LEARN THIS FIRST!...
..GOVERNMENT: Government's general information; Local, State, and Federal.
Housing Finance Authority of Miami dade, Monroe, Broward, and Palm Beach County
..EMPIRE: THE ABC's OF INVESTMENTS, Ways to Save. THE TRIANGLE OF SUCCESS...
''Exactly What is ‘Rule 48′. - Rule 48, which provides the exchange with the ability to suspend the
requirement to disseminate price indications and obtain floor-official approval prior to the opening when extremely
high market-wide volatility could cause floor-wide delays in opening of securities on the exchange.
Rule 48 is intended to be invoked only in those situations where the potential for extreme market volatility would
likely impair floor-wide operations at the exchange by impeding the fair and orderly opening of securities.
Accordingly, the rule sets forth a number of factors to be considered before declaring such a condition, including:
Volatility during the previous day’s trading session;
Trading in foreign markets before the open;
Substantial activity in the futures market before the open;
The volume of pre-opening indications of interest;
Evidence of pre-opening significant order imbalances across the market;
Government announcements;
News and corporate events; and,
Any such other market conditions that could impact floor-wide trading conditions.
The invocation of Rule 48 is in effect only for today. Previously, the NYSE invoked the rule on Dec. 12, 2007. The
rule was approved by the Securities and Exchange Commission on Dec. 6, 2007.
-
requirement to disseminate price indications and obtain floor-official approval prior to the opening when extremely
high market-wide volatility could cause floor-wide delays in opening of securities on the exchange.
Rule 48 is intended to be invoked only in those situations where the potential for extreme market volatility would
likely impair floor-wide operations at the exchange by impeding the fair and orderly opening of securities.
Accordingly, the rule sets forth a number of factors to be considered before declaring such a condition, including:
Volatility during the previous day’s trading session;
Trading in foreign markets before the open;
Substantial activity in the futures market before the open;
The volume of pre-opening indications of interest;
Evidence of pre-opening significant order imbalances across the market;
Government announcements;
News and corporate events; and,
Any such other market conditions that could impact floor-wide trading conditions.
The invocation of Rule 48 is in effect only for today. Previously, the NYSE invoked the rule on Dec. 12, 2007. The
rule was approved by the Securities and Exchange Commission on Dec. 6, 2007.
-
| The Rule Of 72 Compound Interest Financial Success. How to Use The 10,000 Hour Rule to Achieve Success. ''''Exchange Traded Funds (ETFs) Discover exchange traded funds and learn how to make them a profitable part of your portfolio. -- |
'' 101 Ways To Make Money, Best Business Ideas Ever Found On The Web To Become
Financially Secure. Path To Financial Freedom...
Are You Tired With A Job You Don't Like That Much? Or Are You Exhausted Of Been
Unemployed? Get Help Here!-
Financially Secure. Path To Financial Freedom...
Are You Tired With A Job You Don't Like That Much? Or Are You Exhausted Of Been
Unemployed? Get Help Here!-