REAL ESTATE: THE ROAD MAP TO RICHES, THE BEST WAY TO BUILD WEALTH. WE'RE HERE TO ASSIST YOU.
SOUTH FLORIDA CALL AT: 786709-6577
SOUTH FLORIDA CALL AT: 786709-6577
CONDOMINIUMS/ HOW TO BECOME A BETTER CONDO BUYER?
If your version of the American dream doesn't include mowing the lawn, think about buying a
condo. Good options for both first-time home buyers and older folks who are ready to downsize,
condos are typically smaller and less expensive than a single family home, and can include
attractive amenities as part of a home buyers association (HOA), such as pools and fitness
facilities. Bone up on both the pluses and the minuses.
----------------------------
BUYING A CONDO STEPS:
Think about how long you're going to stay in one place. Buying a condo is no different than buying
a single-family home--you need to live there at least a couple of years to recoup closing costs,
assuming the property will appreciate.
Step Two
Give some thought to what you want. If you're not interested in the pool or sauna, understand that
the condo's price and ongoing monthly association fees will reflect their use regardless of your
interest in swimming or sweating.
Step Three
Visit various condominium or townhouse communities and multiunit buildings so you know
what's available where you live. Get a sense of prevailing prices.
Step Four
Request a market analysis from a real estate agent regarding the selling prices of condos in the
building or area. Check the price appreciation on the market analysis to evaluate how quickly the
condos are increasing in value; subtract the selling price from the purchase price and divide by
the number of years the property has been held by the previous owner for a ballpark estimate of
annual appreciation, if any (varies from state to state and place to place), in the neighborhood.
Step Five
Get prequalified for a mortgage: CALL VISION MORTGAGE BANK AT (786)709-6577 {FLORIDA}
Step Six
Find out if the building has a good reputation. Ask current residents how often repairs and
maintenance are required, and how good the soundproofing is between units.7
Step Seven
Check out parking, storage, security and other amenities.
Step Eight
Ask to see the minutes from a recent meeting of the home owners association (HOA). Find out
what the hot issues are and if members are fighting tooth and nail. You may want to keep
looking-- nobody wants to live where neighbors are at each other's throats.
Step Nine
Ask how large the HOA's reserve funds (used to pay for maintenance and emergency repairs on
the building) are. The larger the reserve, the less a chance of an assessment or one-time
payment to chip in for an unexpected expense. The smaller the reserve, the greater the chance
you'll be billed for an assessment in the near future. Some states require periodic updates of
reserves to be published to HOA members.
Step Ten
Check the HOA's history of assessments to see how many have been made in the past 10 years
and how large they have been. This information will help you gauge how likely it is that you'll be
assessed in the near future, and indicate how well-managed the building is. Better managed
buildings make fewer assessments.
Step Eleven
Talk to other members and find out how restrictive your HOA is. For instance, some buildings
even dictate what sort of holiday lighting you can put up. Request the same information as you
would for buying a house. Read the CC&Rs (covenants, conditions and restrictions).
Step Twelve
Budget in association dues, which are above and beyond your monthly mortgage payment. To
assist in long-term financial planning, ask the condo association whether association fees have
increased in recent years. Also estimate monthly maintenance costs that you're responsible for in
addition to the association fees.
If your version of the American dream doesn't include mowing the lawn, think about buying a
condo. Good options for both first-time home buyers and older folks who are ready to downsize,
condos are typically smaller and less expensive than a single family home, and can include
attractive amenities as part of a home buyers association (HOA), such as pools and fitness
facilities. Bone up on both the pluses and the minuses.
----------------------------
BUYING A CONDO STEPS:
Think about how long you're going to stay in one place. Buying a condo is no different than buying
a single-family home--you need to live there at least a couple of years to recoup closing costs,
assuming the property will appreciate.
Step Two
Give some thought to what you want. If you're not interested in the pool or sauna, understand that
the condo's price and ongoing monthly association fees will reflect their use regardless of your
interest in swimming or sweating.
Step Three
Visit various condominium or townhouse communities and multiunit buildings so you know
what's available where you live. Get a sense of prevailing prices.
Step Four
Request a market analysis from a real estate agent regarding the selling prices of condos in the
building or area. Check the price appreciation on the market analysis to evaluate how quickly the
condos are increasing in value; subtract the selling price from the purchase price and divide by
the number of years the property has been held by the previous owner for a ballpark estimate of
annual appreciation, if any (varies from state to state and place to place), in the neighborhood.
Step Five
Get prequalified for a mortgage: CALL VISION MORTGAGE BANK AT (786)709-6577 {FLORIDA}
Step Six
Find out if the building has a good reputation. Ask current residents how often repairs and
maintenance are required, and how good the soundproofing is between units.7
Step Seven
Check out parking, storage, security and other amenities.
Step Eight
Ask to see the minutes from a recent meeting of the home owners association (HOA). Find out
what the hot issues are and if members are fighting tooth and nail. You may want to keep
looking-- nobody wants to live where neighbors are at each other's throats.
Step Nine
Ask how large the HOA's reserve funds (used to pay for maintenance and emergency repairs on
the building) are. The larger the reserve, the less a chance of an assessment or one-time
payment to chip in for an unexpected expense. The smaller the reserve, the greater the chance
you'll be billed for an assessment in the near future. Some states require periodic updates of
reserves to be published to HOA members.
Step Ten
Check the HOA's history of assessments to see how many have been made in the past 10 years
and how large they have been. This information will help you gauge how likely it is that you'll be
assessed in the near future, and indicate how well-managed the building is. Better managed
buildings make fewer assessments.
Step Eleven
Talk to other members and find out how restrictive your HOA is. For instance, some buildings
even dictate what sort of holiday lighting you can put up. Request the same information as you
would for buying a house. Read the CC&Rs (covenants, conditions and restrictions).
Step Twelve
Budget in association dues, which are above and beyond your monthly mortgage payment. To
assist in long-term financial planning, ask the condo association whether association fees have
increased in recent years. Also estimate monthly maintenance costs that you're responsible for in
addition to the association fees.
FIRST TIME HOME BUYERS, NOW IT'S A GOOD TIME FOR YOU TO BUY, MANY PROGRAMS ARE AVAILABLE TO HELP YOU.
CALL US AT 786-709-6577 SOUTH FLORIDA. WE'RE HERE TO GUIDE YOU, AND TO INFORM YOU.
REAL ESTATE FINANCING, MORTGAGE AND LOANS, HOME REFINANCING, HOME EQUITY, REVERSE MORTGAGE.
WE'RE COMPETENT, LOYAL, AND WE'VE ALL THE EXPERIENCE NECESSARY TO HELP YOU.
CALL US AT 786-709-6577 SOUTH FLORIDA. WE'RE HERE TO GUIDE YOU, AND TO INFORM YOU.
REAL ESTATE FINANCING, MORTGAGE AND LOANS, HOME REFINANCING, HOME EQUITY, REVERSE MORTGAGE.
WE'RE COMPETENT, LOYAL, AND WE'VE ALL THE EXPERIENCE NECESSARY TO HELP YOU.
Real Estate is a road-map to riches, it’s one of the way to build wealth. The ultra rich always invest in real estate. There is no better investment than real estate
despites the ups and downs, it outperformed all other investments. Real Estate is nothing but a passport to wealth
despites the ups and downs, it outperformed all other investments. Real Estate is nothing but a passport to wealth
We’re here to turn traditional renters into property owners
and landlords.
We’ve great desire to help people find the right mortgage
loan at the lowest rate possible. CALL Mr. ANTONY AT:
786-709-6577
and landlords.
We’ve great desire to help people find the right mortgage
loan at the lowest rate possible. CALL Mr. ANTONY AT:
786-709-6577
We take the time to analyze every individual situation and
needs to find the best mortgage loan.
Whether you’re a first time home buyer or an experience
buyer, we work hard to find you the home loan you desired.
needs to find the best mortgage loan.
Whether you’re a first time home buyer or an experience
buyer, we work hard to find you the home loan you desired.
HOME BUYING---- Let us help you purchase your property
in the area you prefer for the price you can afford.
Contact us to pre-qualify you first. Pre-qualification will
put you in a stronger position to negotiate with sellers
and become closer to reach an agreement on the
purchase price.
Real Estate Learning Center: Foreclosure,
REO'S, Short Sale, Pre-construction.
Mortgage Loans Learning Center. Everything
about mortgage home loans
in the area you prefer for the price you can afford.
Contact us to pre-qualify you first. Pre-qualification will
put you in a stronger position to negotiate with sellers
and become closer to reach an agreement on the
purchase price.
Real Estate Learning Center: Foreclosure,
REO'S, Short Sale, Pre-construction.
Mortgage Loans Learning Center. Everything
about mortgage home loans
HOME SELLING--- CALL 786-709-6577 --- SOUTH FLORIDA
Sell your home quick and fast for the top price
Our proven selling techniques with our diverse kind of advertisement can really help selling your home in a very short amount of time.
We offer exceptional real estate service to ensure the highest exposure and top dollar for your property.
We promote For Sale properties with an exclusive multimedia marketing campaign. We Sell fast, we Sell quick for the
top dollar.
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Our proven selling techniques with our diverse kind of advertisement can really help selling your home in a very short amount of time.
We offer exceptional real estate service to ensure the highest exposure and top dollar for your property.
We promote For Sale properties with an exclusive multimedia marketing campaign. We Sell fast, we Sell quick for the
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HOME-SELLING
We work hard to exceed
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SO JUST LET US HELP YOU
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We are real estate marketing experts,
Let us put your property on the market for sell;
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WE CAN HELP YOU SALE YOUR: ---- COMMERCIAL REAL ESTATE; BUY IT, OR SELL IT NOW!
OFFICE COMPLEXES, RETAIL CENTERS, APARTMENT BUILDINGS, HOTELS, HOUSES, CONDOS, TOWN-HOMES, BUSINESSES.
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ATTENTION SELLERS:
LET US HELP YOU SELLING YOUR PROPERTY.
WITH US: IS MORE ADVERTISEMENT,
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CALL: 786-709-6577 --- SOUTH FLORIDA. --- WE,RE LICENSED REALTOR & LICENSED MORTGAGE
Let us put your property on the market for sell;
Your listing will be available to more buyers than you can think off.
I have committed to provide you with specialized real estate service you deserve.
WE CAN HELP YOU SALE YOUR: ---- COMMERCIAL REAL ESTATE; BUY IT, OR SELL IT NOW!
OFFICE COMPLEXES, RETAIL CENTERS, APARTMENT BUILDINGS, HOTELS, HOUSES, CONDOS, TOWN-HOMES, BUSINESSES.
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ATTENTION SELLERS:
LET US HELP YOU SELLING YOUR PROPERTY.
WITH US: IS MORE ADVERTISEMENT,
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MORE OFFERS, AND MORE MONEY FOR YOUR PROPERTY!
CALL: 786-709-6577 --- SOUTH FLORIDA. --- WE,RE LICENSED REALTOR & LICENSED MORTGAGE
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| As your Realtor, What I can do for you? The REALTOR® you work with could be one of your most valuable resources. Unlike many real estate agents who are simply licensed by their state to do business, REALTOR® like myself has taken additional steps to become members of the local board of REALTORS® and have agreed to act under and adhere to a strict Code of Ethics. Plus... As your REALTOR®, I can help you determine how much home you can afford. Often a REALTOR® can suggest ways to accrue the down payment and explain alternative financing methods. As your REALTOR®, in addition to knowing the local money market, also can tell you what personal and financial data to bring with you when you apply for a loan. I a kind of REALTOR® who is already familiar with current real estate values, taxes, utility costs, municipal services and facilities, and may be aware of local zoning changes that could affect your decision to buy. As your REALTOR® I can usually research your housing needs in advance through a Multiple Listing Service--even if you are relocating from another city. A REALTOR® can show you only those homes best suited to your needs--size, style, features, location, accessibility to schools, transportation, shopping and other personal preferences. As your REALTOR® often I can suggest simple, imaginative changes that make a home more suitable for you and improve its utility and value. As your REALTOR® I am very sensitive to the importance you place on this major commitment you are about to make. Look for a real estate professional to facilitate negotiation of a win-win agreement that will satisfy both you and the seller. LET ME BE YOUR REALTOR --- CALL: 786-709-6577 --- SOUTH FLORIDA |
| HOME BUYING AND SELLING Buying and selling real estate is a complex matter. At first it might seem that by checking local picture books or online sites you could quickly find the right home at the right price. But a basic rule in real estate is that all properties are unique. No two properties -- even two identical models on the same street -- are precisely and exactly alike. Homes differ and so do contract terms, financing options, inspection requirements and closing costs. Also, no two transactions are alike. In this maze of forms, financing, inspections, marketing, pricing and negotiating, it makes sense to work with professionals who know the community and much more. Those professionals are the local REALTORS® who serve your area. -----PLEASE, CALL Mr. ANTONY AT: 786-709-6577----Fortune International Realty |
| But if you're still not convinced of the value of a REALTOR®, here are a dozen more reasons to use one: 1. Your REALTOR® can help you determine your buying power -- that is, your financial reserves plus your borrowing capacity. If you give a REALTOR® some basic information about your available savings, income and current debt, he or she can refer you to lenders best qualified to help you. Most lenders -- banks and mortgage companies -- offer limited choices. 2. Your REALTOR® has many resources to assist you in your home search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by your agent to find all available properties. 3. Your REALTOR® can assist you in the selection process by providing objective information about each property. Agents who are REALTORS® have access to a variety of informational resources. REALTORS® can provide local community information on utilities, zoning. schools, etc. There are two things you'll want to know. First, will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell? 4. Your REALTOR® can help you negotiate. There are myriad negotiating factors, including but not limited to price, financing, terms, date of possession and often the inclusion or exclusion of repairs and furnishings or equipment. The purchase agreement should provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required. 5. Your REALTOR® provides due diligence during the evaluation of the property. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. Your REALTOR® can assist you in finding qualified responsible professionals to do most of these investigations and provide you with written reports. You will also want to see a preliminary report on the title of the property. Title indicates ownership of property and can be mired in confusing status of past owners or rights of access. The title to most properties will have some limitations; for example, easements (access rights) for utilities. Your REALTOR®, title company or attorney can help you resolve issues that might cause problems at a later date. 6. Your REALTOR® can help you in understanding different financing options and in identifying qualified lenders. 7. Your REALTOR® can guide you through the closing process and make sure everything flows together smoothly. 8. When selling your home, your REALTOR® can give you up-to-date information on what is happening in the marketplace and the price, financing, terms and condition of competing properties. These are key factors in getting your property sold at the best price, quickly and with minimum hassle. 9. Your REALTOR® markets your property to other real estate agents and the public. Often, your REALTOR® can recommend repairs or cosmetic work that will significantly enhance the salability of your property. Your REALTOR® markets your property to other real estate agents and the public. In many markets across the country, over 50% of real estate sales are cooperative sales; that is, a real estate agent other than yours brings in the buyer. Your REALTOR® acts as the marketing coordinator, disbursing information about your property to other real estate agents through a Multiple Listing Service or other cooperative marketing networks, open houses for agents, etc. The REALTOR® Code of Ethics requires REALTORS® to utilize these cooperative relationships when they benefit their clients. 10. Your REALTOR® will know when, where and how to advertise your property. There is a misconception that advertising sells real estate. The NATIONAL ASSOCIATION OF REALTORS® studies show that 82% of real estate sales are the result of agent contacts through previous clients, referrals, friends, family and personal contacts. When a property is marketed with the help of your REALTOR®, you do not have to allow strangers into your home. Your REALTOR® will generally prescreen and accompany qualified prospects through your property. 11. Your REALTOR® can help you objectively evaluate every buyer's proposal without compromising your marketing position. This initial agreement is only the beginning of a process of appraisals, inspections and financing -- a lot of possible pitfalls. Your REALTOR® can help you write a legally binding, win-win agreement that will be more likely to make it through the process. 12. Your REALTOR® can help close the sale of your home. Between the initial sales agreement and closing (or settlement), questions may arise. For example, unexpected repairs are required to obtain financing or a cloud in the title is discovered. The required paperwork alone is overwhelming for most sellers. Your REALTOR® is the best person to objectively help you resolve these issues and move the transaction to closing (or settlement). WE WANT TO BE YOUR REALTOR; PLEASE CALL US 786-709-6577--SOUTH FLORIDA |
WWW.KNOWLEDGEFINANCIAL.COM
LET ME BE YOUR REALTOR
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KNOWLEDGE FINANCIAL.COM
Knowledge Financial.com: an educational, a life changing website with
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| WE BUY AND SELL REAL ESTATE IN THE SOUTH FLORIDA AREA. CALL Mr. ANTONY AT: 786-709-6577 --------------------------------------------------- --------- REAL ESTATE FOR SALE OR LEASE WITH OPTION TO BUY CALL: 786-709-6577 ---SOUTH FLORIDA |
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INVEST IN REAL ESTATE TODAY:
Our goal is to create successful and committed investors. If you have the drive, desire and
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results-driven knowledge process.
Reach Your Investment Goals Faster With Your Own Personal Real
Estate Advisor
Your Advisor will ensure that the knowledge process becomes your process as he helps
you:
Find the right investment markets
Locate properties and negotiate with sellers and buyers
Run the numbers and evaluate the ROI of properties
Prepare and write offer letters
Construct deals that include smart exit strategies
Gain the confidence you need to succeed
Can you really make money in this economy?
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opportunities.
We understand the dynamics of this economy and exactly what it takes to profit from it.
CONTACT US HERE FOR MORE INFORMATION:
Our goal is to create successful and committed investors. If you have the drive, desire and
motivation to succeed a real estate we will get you there.
You and your Advisor will work together on a customized investor's action plan based on the
results-driven knowledge process.
Reach Your Investment Goals Faster With Your Own Personal Real
Estate Advisor
Your Advisor will ensure that the knowledge process becomes your process as he helps
you:
Find the right investment markets
Locate properties and negotiate with sellers and buyers
Run the numbers and evaluate the ROI of properties
Prepare and write offer letters
Construct deals that include smart exit strategies
Gain the confidence you need to succeed
Can you really make money in this economy?
Yes You can! The current down market has created extraordinary profit-making
opportunities.
We understand the dynamics of this economy and exactly what it takes to profit from it.
CONTACT US HERE FOR MORE INFORMATION:
-- SOUTH FLORIDA REAL ESTATE INVESTMENTS. ---
FIVE IMPORTANT THINGS EVERY REAL ESTATE INVESTOR SHOULD KNOW
ABOUT?... ATTENTION, ATTENTION HOME-BUYERS AND SELLERS...
--- REAL ESTATE INVESTMENTS: WHY INVESTING IN REAL ESTATE TODAY IS A
GOOD IDEA FOR FIRST TIME HOME-BUYERS AND FOR EVERYONE?
---... Federal Housing Administration {FHA} Mortgage Loan Programs Information
Center. Help for America's Homeowners! How to make your home affordable?
--- ...REAL ESTATE ADVANTAGE AND GREAT OPPORTUNITY FOR FIRST TIME HOME-
BUYERS IN SOUTH FLORIDA! ———
-- FIRST TIME HOME-BUYERS. METHODS, TECHNIQUES, AND STRATEGIES TO
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--- INVESTMENT GENERAL KNOWLEDGE AND FINANCING STRATEGY...
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---... HOME-BUYER'S TAX CREDIT, ASSISTANCE WITH DOWN-PAYMENT AND
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FIVE IMPORTANT THINGS EVERY REAL ESTATE INVESTOR SHOULD KNOW
ABOUT?... ATTENTION, ATTENTION HOME-BUYERS AND SELLERS...
--- REAL ESTATE INVESTMENTS: WHY INVESTING IN REAL ESTATE TODAY IS A
GOOD IDEA FOR FIRST TIME HOME-BUYERS AND FOR EVERYONE?
---... Federal Housing Administration {FHA} Mortgage Loan Programs Information
Center. Help for America's Homeowners! How to make your home affordable?
--- ...REAL ESTATE ADVANTAGE AND GREAT OPPORTUNITY FOR FIRST TIME HOME-
BUYERS IN SOUTH FLORIDA! ———
-- FIRST TIME HOME-BUYERS. METHODS, TECHNIQUES, AND STRATEGIES TO
SUCCEED -- THE MOST IMPORTANT INFORMATION FOR FIRST TIME BUYERS...
--- INVESTMENT GENERAL KNOWLEDGE AND FINANCING STRATEGY...
INVEST NOW AND GET RICHER LATER. INVEST YOUR MONEY TODAY AND GET
RICHER TOMORROW
--- REAL ESTATE FINANCING: WHERE AND HOW TO FIND MONEY TO INVEST IN
REAL ESTATE?
Bringing the Dream of Home-ownership Within Reach... THE DREAM NOW CAN
BECOME A REALITY.
--- SOUTH FLORIDA REAL ESTATE INVESTMENTS. ---
FIVE IMPORTANT THINGS EVERY REAL ESTATE INVESTOR SHOULD KNOW
ABOUT?... ATTENTION, ATTENTION HOME-BUYERS AND SELLERS...
--- NSP --- Neighborhood Stabilization Program
Neighborhood Stabilization Program: HUD's new Neighborhood Stabilization
Program provides emergency assistance to state and local governments to...
---... HOME-BUYER'S TAX CREDIT, ASSISTANCE WITH DOWN-PAYMENT AND
CLOSING COST. {FLHOP} FLORIDA HOUSING OPPORTUNITY PROGRAM. Utilizing
home buyer tax credit to assist at closing
Federal Housing Administration {FHA} Mortgage Loan Programs Information Center. Help
for America's Homeowners! How to make your home affordable?
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Broward County Florida Real Estate Listing & Homes For Sale at umbelievable price!
Hallandale Beach Florida Real Estate For Sale.
Find for sale properties in the city of Hallandale; Houses, Town-Homes, Condos,
Waterfront Properties.
Palm Beach County magnificent real estate. Homes, Condos, Town-homes at reduced
price!
LIVE YOUR DREAM
Search it, Find it, Learn about it, Buy it. Obtain and retain our contact number & our email
to further assist you.
for America's Homeowners! How to make your home affordable?
FIND REAL ESTATE FOR SALE HERE AT Low Prices, Below Market Value, Low Interest
rates.
Search for properties in any city; Right Here, Right Now. Fast, Easy and Simple. CLICK
HERE!
-------------------------------------------------------------------------------------------------
Coral Gables, Coconut Grove Real Estate For Sale. Magnificent properties! Search Now...
Pembroke Pines Florida Real Estate:
Find a property in Pembroke Pines area
Miramar Florida Real Estate:
Search for a home in the city of Miramar
Miami Lakes Florida Real Estate:
Look for luxury, prestigious properties in the town of Miami Lakes
Aventura Florida, Williams Island Condos For Sale at Reduced Price.
Search for luxury waterfront properties with considerable price reduction
Broward County Florida Real Estate Listing & Homes For Sale at umbelievable price!
Hallandale Beach Florida Real Estate For Sale.
Find for sale properties in the city of Hallandale; Houses, Town-Homes, Condos,
Waterfront Properties.
Palm Beach County magnificent real estate. Homes, Condos, Town-homes at reduced
price!
LIVE YOUR DREAM
Search it, Find it, Learn about it, Buy it. Obtain and retain our contact number & our email
to further assist you.
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HOME INSPECTION: WHAT TO KNOW, WHAT TO LOOK FOR?... How to Make the Most Out of The Home
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