KNOWLEDGEFINANCIAL.COM
MORTGAGE HOUSE: HOW AND WHERE TO FIND MONEY TO BUY A PROPERTY? Financing your real estate investment; easy
steps, fast & simple.
CONTACT US TO PRE-QUALIFY YOU FOR A MORTAGE LOAN
LET US ASSIST YOU!
With Us: Is Better Interest Rates, Better Saving, Great Satisfaction.
FINANCING YOUR REAL ESTATE INVESTMENT {HOW AND WHERE TO FIND MONEY TO BUY A PROPERTY}
The most important thing you need to know is that there is plenty of money out to fund real estate deals-----you just need to be able to find it an ask for it.
Many people can be surprised when they realize how much they actually have in the way of assets that can be used to invest:
First place to look is: your own checking / saving account,
Second, take a look around your home to find valuable items that you don’t use and you are not going to use them. Sale them use the cash toward purchase
Third, if you own a property; consider using the equity to invest and build a fortune by doing a refinancing with cash out, taking a home equity loan, or line of credit
4th- If you have a life insurance policy with cash value, consider borrowing against it. First it is your money, why not using part of it while you are alive
5th- Family and friends: you may have family and friends who would be willing to put up all or part of the cash you need to do a deal in return for a share of the profits.
6th - Bank, Saving and Loan Association, Credit Union are the lending institutions people are most familiar with.
7th- Mortgage Brokers are essentially a serious matchmaker between borrowers and lenders. CALL Mr. ANTONY AT: 786-709-6577 A good mortgage broker knows what lenders want and how to match your deals with the right funding source. A good mortgage broker will help you put together the loan package and may even assist in structuring the deal.
I engaged daily in the world of financing, mortgage and loans, which means that I know where to get the best rates, I know who is offering the best products and conditions and generally where it’s advantageous to apply CALL AT: 786-709-6577
8th Credit cards: That’s the only way and also the best, the smartest way I can suggest someone to use their credit cards: is to use the cards to borrow money to help you make more money.
9th- Hard money and private money lenders: Hard money lenders typically lend on the value of the property without much regard to the credit scores, creditworthiness of a borrower. Mortgage brokers may also have access to many hard money lenders.
Private money lenders are exactly that: a private entity, either an individual or a partnership, that is willing to lend money to fund your deals
10th- Partners: Form a partnership with someone who is willing to put up the money while you do the work. A partnership can consist of two or more people. Potential partners are virtually everywhere.
11th- Seller financing: Ask the seller if he will be willing to finance all or part of the deal. By holding the note in the transaction
12th- Construction loan: If you own a lot, you can get a construction loan to build on it. This loans work this way: You submit estimates for the cost of building the house or whatever you’re building. The lender approves the total loan amount and advances the money in increments as the construction progress.
13th- Rehab loans: The purpose of a rehab loan is for rehabilitation and renovation of an existing property or for a property you are about to purchase.
14th- Government Housing Assistant: You can take advantage of local programs that provide subsidy dollars for down-payment and closing cost for first time home buyers.
15th IRA-- Individual retirement account: You may be able to use those funds for your real estate investments since there is no tax, no penalty for this kind of early withdrawal on IRA account.
16th -401K---Also no tax, no penalty for early withdrawal to invest in real estate. PLEASE CHECK WITH A CPA FOR MORE INFORMATION
FOR MORE INFORMATIONS CONCERNING GETTING FINANCE TO INVEST IN REAL ESTATE:
-CONTACT COMMUNITY REINVESTMENT AGENCIES
-CONTACT LOCAL REDEVELOPMENT AGENCIES
-CONTACT HABITAT FOR HUMANITY OFFICE
-CONTACT: C.R.A. BANK OFFICERS
-CONTACT MORTGAGE BROKERS
-CONTACT YOUR LOCAL HOUSINT AUTHORITY
-CONTACT YOUR STATE’S HOUSING FINANCE AGENCY
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Pre-qualification - Pre-Approval gives you
Negotiating Power:
Because you're pre-approved, you'll be in
a
much stronger position in negotiating and
presenting your offer to the seller. Sellers
are
much more likely to consider your offer
first...
because your loan is already approved.
They
know you're ready to buy.
Teamwork: Your Realtor will be motivated
to
work harder for you. Again, because your
loan
has already been approved, your Realtor
will
know exactly how much you can afford to
spend. So they can search far more
effectively
for just the right home.
LET ME BE YOUR REALTOR;
CALL 786-709-6577- Fortune International
Realty
Pre-Approval gives you Assurance:
Pre-Approval Plus will help you be more
efficient in your personal search for a
new
home, too. When your loan is approved,
you'll
get a certificate and written loan
commitment
from us. This tells you the maximum
amount
you can borrow. Finding your new home
will be
much easier when you know the price
range
of home that fits within your budget.
Finalization: Pre-Approval Plus saves
you time.
has been accepted by the seller, you'll
be able
to close the sale within days rather than
weeks.
How Pre-Approval Plus works
Pre-Approval is available on any of our
regular
mortgage programs including fixed and
adjustable rate loans.
All you have to do is select the house
you want
and enter into a valid purchase
agreement.
CALL AN EXCELLENT MORTGAGE
BROKER FROM VISION MORTGAGE
BANK AT:786-709-6577
HOW TO GET PRE-QUALIFY FOR A HOME LOAN?
The first and most important step in buying a home is getting pre-qualified for a home loan.
BY GETTING PREQUALIFIED, YOU IMMEDIATELY FIND YOURSELF IN A STRONGER NEGOTIATION POSITION. YOU MADE YOURSELF MORE ATTRACTIVE TO SELLERS.
PRE-APPROVAL CAN SPEED UP THE BUYING PROCESS AND IMPROVE YOUR CHANCE OF REACHING AN AGREEMENT ON THE PURCHASE PRISE.
CALL MR. ANTONY AT: 786-709-6577
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We specialize in real estate financing , mortgage and loans, home refinancing, home equity.
If you just only thinking abouCt real estate, we assure you that we can fulfill your need .
You can count on us, we will assist you throughout the home buying process,
We will work hard to get you a mortgage loan to fit your need according to your situation.
We will provide you all the information you will need to be successful in your transaction
We guaranty you complete
CALL: 786-709-6577
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HOME BUYING---- Let us help you purchase your property in the area you prefer for the price you can afford.
BUYING, LEASING, {RENT TO OWN}
WE OFFER: FREE CREDIT REPAIR HELP FOR PROSPECTS
FINANCIAL HELP IS AVAILABLE FOR BUYERS
CONTACT Mr. ANTONY AT: 786-709-6577
WE'RE LICENSED, WE'RE COMPETENT, AND WE'VE EXTRAORDINARY SKILLS, KNOWLEDGE AND EXPERIENCE TO HELP YOU FIND THE BEST DEALS!
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MORTGAGE HOUSE
HOW TO OBTAIN FINANCING TO PURCHASE A PROPERTY?
There are different ways to obtain finance to purchase a property: 1-Borrowing money from family members and friends, 2-Get money from your saving account 3-Take out money from your work saving plan, like 401-k with no withdrawal penalty, free of tax 4-Get money from your life insurance [cash value plan] 5-Sell stocks, bonds, mutual funds [TAX FREE] 6-Apply for private and government grants 7-Apply in your State, County housing programs 8-Use letter of credit 9-Use commercial line of credit 10-Get a mortgage loan from a financial institution 11-Get seller financing 12-Hard money lending
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REASONS TO GO WITH US:
We charge less fees than any other mortgage firm, or lending institutions
We carefully shopping for your mortgage loan to get you the best interest rate possible
We’re loyal, we’re competent, and we have experience
We keep you inform, and we make sure you understand the entire process With us you will never get overwhelmed by the home buying process
CALL A LICENSED MORTGAGE BROKER 786-709-6577
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MORTGAGE LOAN/ REAL ESTATE FINANCING &
REFINANCING
WE ARE HERE TO HELP/ VISION MORTGAGE BANK
WE HAVE VARIOUS PROGRAMS AVAILABLE FOR
FIRST TIME HOME BUYERS.
WE CAN HELP YOU PURCHASE YOUR HOME AT A
VERY COMPETITIVE RATE.
WE CAN HELP YOU REFINANCE YOUR EXISTING
HOME AT YOUR ADVANTAGE.
WE CAN HELP YOU CASH OUT YOUR HOME
EQUITY.
WE CHARGE LESS FEE THAN ANY OTHER LENDING
INSTITUTIONS OR MORTGAGE FIRMS.
WE'RE COMPETENT, EXPERIENCED, AND LOYAL.
WITH US YOU CAN EXPECT GOOD SATISFACTION,
BETTER INTEREST RATES.
CONTACT: MR. ANTONY AT: 786- 709-6577 FOR
STATE OF FLORIDA
SEARCH FOR ANYTHING YOU
WANT RIGHT HERE!
IF YOU NEED HELP TO SELL YOUR REAL ESTATE PROPERTY IN SOUTH FLORIDA; PLEASE CALL Mr. ANTONY A
PROFESSIONAL REALTOR. AT: 786-709-6577 --- Fortune International Realty



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Obtain and retain our contact information to further assist you.! Click Here to contact us & get
immediate help! --- We're Licensed Realtor & Licensed Mortgage Broker.
We Have Many Different Types of Loan Programs Designed to Fit Every Borrower Real Estate Financing need.
CALL Mr. ANTONY AT: 786-709-6577 TO GET YOU PRE-QUALIFIED WE ARE LICENSED MORTGAGE BROKER
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WHAT GUIDELINES ARE REQUIRED FOR A MORTGAGE LOAN?
Mortgages are used by individuals and businesses wishing to make large value purchase of real estate without payment the entire value of
the purchase up front. Mortgages are also known as lien against property, or claims on property. Mortgage is a legal agreement that creates an
interest in a real estate property between borrower and the lender.
HOW TO UNDERSTAND THE HOME LOAN PROCESS?
Understand that in order to finance or refinance a loan the lender requires documentation to verify and substantiate your employment, credit
and financial situation to assure its investors
that you have the ability to repay the MONEY
HOME REFINANCING: 10 GREAT REASONS TO REFINANCE A PROPERTY. NOW IT'S THE BEST TIME FOR REFINANCING, THE INTEREST RATE IS
VERY LOW.
MORTGAGE LOAN MODIFICATION PROGRAMS; AN ALTERNATIVE TO REDUCE MONTHLY MORTGAGE PAYMENT, TO AVOID FORECLOSURE, TO
SAVE YOUR CREDIT RATING, TO SAVE YOUR PROPERTY.
REVERSE MORTGAGE
NO MORTGAGE PAYMENTS EVER AGAIN: IF YOU OWNED A HOME AS YOUR PERSONAL RESIDENCE.
TO IMPROVE YOUR QUALITY OF LIFE AND LIVE WITH NO STRESS!
IF YOU'RE 62 YEARS OF AGE OR OLDER, YOU CAN ACHIEVE THIS, THROUGH A REVERSE MORTGAGE, REGULATED BY THE U.S.
GOVERNMENT.
FINANCING YOUR REAL ESTATE INVESTMENT; BUYING YOUR FIRST, SECOND, AND OR THIRD PROPERTY. HOW AND WHERE TO FIND MONEY?
CLICK RIGHT HERE!
FHA: F H A MORTGAGE LOANS, THE GOVERNMENT IS THERE TO HELP YOU PURCHASE YOUR HOME. PLEASE CONTACT US WE WILL SHOW
YOU THE WAY .
MORTGAGE LOAN PRE-QUALIFICATION, LOW INTEREST RATES,
8 Reasons to Get Pre-Approved for a Home Loan
Learn why pre-approval is one of the smartest moves you can make when shopping for a home
Subprime Mortgage
 A type of mortgage that is normally made out to borrowers with lower credit ratings. As a result of the borrower's lowered credit rating, a
conventional mortgage is not offered because the lender views the borrower as having a larger-than-average risk of defaulting on the loan.
FINANCING YOUR REAL ESTATE INVESTMENT; BUYING YOUR FIRST, SECOND, AND OR THIRD PROPERTY. HOW AND WHERE TO FIND MONEY?
CLICK RIGHT HERE!
RENTAL PROPERTY / COMMERCIAL REAL ESTATE / COMMERCIAL LEASE Tips for Making Solid Business Agreements and Contracts
HOW TO GET A HOME LOAN?
Securing a home loan is the most important step in the home-buying process. Here are the basics for getting your financing.
STEPS1
Find A MORTGAGE BROKER AT (786) 709-6577 {SOUTH FLORIDA}
Step Two-----------------------------------
Fill out a loan application.
Step Three-------------------------------------
Get an estimate of closing costs FROM VISION MORTGAGE BANK . The mortgage firm or the lender is required to provide this statement
to you within
three days of receiving the loan application. Make sure to ask what type of loan program your lender has selected for you, including the rates,
terms and any special
information, such as prepayment penalties.
Step Four--------------------------------
Compare costs, fees and terms of loans if you are working with more than one lender. But it's even better to have a mortgage broker.
Step Five-------------------------------
Negotiate fees. Sometimes you can negotiate the amount of fees or loan points (a point is 1 percent of the loan amount) the lender charges
you.
Step Six----------------------------------
Talk to your mortgage broker to consider lowering your interest rate by paying more points. The relationship of interest rate to points paid is
an inverse one; the more
points you pay, the lower the interest rate.
Step Seven---------------------------------
Provide required documentation.
Step Eight-----------------------------------
Pay any up-front fees. Sometimes the lender requires that the appraisal, credit report or processing fee be paid at the beginning.
Step Nine-------------------------------------------
Review loan papers. Approximately one week prior to closing, loan papers will be ready for your review. Make sure the loan matches the
original quote you were given.
Step Ten----------------------------------------------
Sign your loan papers and deposit your down payment funds into your account four to six days prior to closing.
Step Eleven-------------------------------------------
Bring a cashier's check for the down payment to the title company, escrow company or attorney handling the closing. The lender will send
the title company a check for the
loan amount.
Step Twelve----------------------------------------
Get ready to congratulate yourself. Once the transaction closes and you have signed off on all contingencies, and received a copy of the
deed and a set of keys, you own
the home.














IF YOU NEED HELP TO SELL YOUR REAL ESTATE PROPERTY IN SOUTH FLORIDA; PLEASE CALL Mr. ANTONY A
PROFESSIONAL REALTOR. AT: 786-709-6577 --- Fortune International Realty