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MORTGAGE HOUSE: HOW AND WHERE TO FIND MONEY TO BUY A PROPERTY? Financing your real estate investment; easy
steps, fast & simple.
CONTACT US TO PRE-QUALIFY YOU FOR A MORTAGE LOAN
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FINANCING YOUR REAL ESTATE INVESTMENT           {HOW AND WHERE TO FIND MONEY TO BUY
A PROPERTY}

The most important thing you need to know is that there is plenty of money out to fund real estate deals-----you
just need to be able to find it an ask for it.

Many people can be surprised when they realize how much they actually have in the way of assets that can be
used to invest:

First place to look is:  your own checking / saving account,

Second, take a look around your home to find valuable items that you don’t use and you are not going to use them.
Sale them use the cash toward purchase

Third, if you own a property; consider using the equity to invest and build a fortune by doing a refinancing with
cash out, taking a home equity loan, or line of credit

4th- If you have a life insurance policy with cash value, consider borrowing against it. First it is your money, why
not using part of it while you are alive

5th- Family and friends: you may have family and friends who would be willing to put up all or part of the cash you
need to do a deal in return for a share of the profits.

6th - Bank, Saving and Loan Association, Credit Union are the lending institutions people are most familiar with.

7th- Mortgage Brokers  are essentially a serious matchmaker between borrowers and lenders. CALL Mr. ANTONY
AT: 786-709-6577 A good mortgage broker knows what lenders want and how to match your deals with the right
funding source. A good mortgage broker  will help you put together the loan package and may even assist in
structuring the deal.

I engaged daily in the world of financing, mortgage and loans, which means that I know where to get the best
rates, I know who is
offering the best products and conditions and generally where it’s advantageous
to apply  
CALL AT:  786-709-6577



8th Credit cards: That’s the only way and also the best, the smartest way I can suggest someone to use their
credit cards: is to use the cards to borrow money to help you make more money.

9th- Hard money and private money lenders: Hard money lenders typically lend on the value of the property
without much regard to the credit scores, creditworthiness of a borrower. Mortgage brokers may also have
access to many hard money lenders.

Private money lenders are exactly that: a private entity, either an individual or a partnership, that is willing to lend
money to fund your deals

10th- Partners: Form a partnership with someone who is willing to put up the money while you do the work. A
partnership can consist of two or more people. Potential partners are virtually everywhere.

11th- Seller financing:  Ask the seller if he will be willing to finance all or part of the deal. By holding the note in the
transaction

12th- Construction loan: If you own a lot, you can get a construction loan to build on it.
This loans work this way: You submit estimates for the cost of building the house or whatever you’re building. The
lender approves the total loan amount and advances the money in increments as the construction progress.

13th- Rehab loans: The purpose of a rehab loan is for rehabilitation and renovation of an existing property or for a
property you are about to purchase.

14th- Government Housing Assistant: You can take advantage of local programs that provide subsidy dollars for
down-payment and closing cost for first time home buyers.

15th IRA-- Individual retirement account: You may be able to use those funds for your real estate investments
since there is no tax, no penalty for this kind of early withdrawal on IRA account.

16th -401K---Also no tax, no penalty for early withdrawal to invest in real estate. PLEASE CHECK WITH A CPA FOR
MORE INFORMATION

FOR MORE INFORMATIONS CONCERNING GETTING FINANCE TO INVEST IN REAL ESTATE:

-CONTACT COMMUNITY REINVESTMENT AGENCIES

-CONTACT LOCAL REDEVELOPMENT AGENCIES

-CONTACT HABITAT FOR HUMANITY OFFICE

-CONTACT: C.R.A. BANK OFFICERS

-CONTACT MORTGAGE BROKERS

-CONTACT YOUR LOCAL HOUSINT AUTHORITY

-CONTACT YOUR STATE’S HOUSING FINANCE AGENCY
Pre-qualification - Pre-Approval gives you
Negotiating Power:

Because you're pre-approved, you'll be in
a
much stronger position in negotiating and
presenting your offer to the seller. Sellers
are
much more likely to consider your offer
first...
because your loan is already approved.
They
know you're ready to buy.

Teamwork: Your Realtor will be motivated
to
work harder for you. Again, because your
loan
has already been approved, your Realtor
will
know exactly how much you can afford to
spend. So they can search far more
effectively
for just the right home.

LET ME BE YOUR REALTOR;
CALL 786-709-6577- Fortune International
Realty
Pre-Approval gives you Assurance:

Pre-Approval Plus will help you be more
efficient in your personal search for a
new
home, too. When your loan is approved,
you'll
get a certificate and written loan
commitment
from us. This tells you the maximum
amount
you can borrow. Finding your new home
will be
much easier when you know the price
range
of home that fits within your budget.

Finalization: Pre-Approval Plus saves
you time.
has been accepted by the seller, you'll
be able
to close the sale within days rather than
weeks.
How Pre-Approval Plus works

Pre-Approval  is available on any of our
regular
mortgage programs including fixed and
adjustable rate loans.
All you have to do is select the house
you want
and enter into a valid purchase
agreement.

CALL AN EXCELLENT MORTGAGE
BROKER FROM VISION MORTGAGE
BANK AT:786-709-6577
HOW TO GET PRE-QUALIFY FOR A HOME LOAN?

The first and most important step in buying a home is getting pre-qualified for a home loan.

BY GETTING PREQUALIFIED, YOU IMMEDIATELY FIND YOURSELF IN A STRONGER NEGOTIATION POSITION.
YOU MADE YOURSELF MORE ATTRACTIVE TO SELLERS.

PRE-APPROVAL CAN SPEED UP THE BUYING PROCESS AND IMPROVE YOUR CHANCE OF REACHING AN AGREEMENT
ON THE
PURCHASE PRISE.

CALL MR. ANTONY AT:   786-709-6577
We specialize in real estate
financing , mortgage and loans,
home refinancing, home equity.

If you just only thinking abouCt
real estate, we assure you that
 
we can fulfill your need .

You can count on us, we will
assist you throughout the home
buying process,

We will work hard to get you a
mortgage loan to fit your need
according to your situation.

We will provide you all the
information you will need  to be
successful in your transaction

We guaranty you complete


CALL: 786-709-6577
HOME BUYING---- Let
us help you purchase
your
property  in the area you
prefer for the price you
can afford.

BUYING, LEASING, {RENT
TO OWN}

WE OFFER: FREE CREDIT
REPAIR HELP FOR
PROSPECTS

FINANCIAL HELP IS
AVAILABLE FOR BUYERS

CONTACT Mr. ANTONY
AT: 786-709-6577

WE'RE LICENSED, WE'RE
COMPETENT, AND WE'VE
EXTRAORDINARY SKILLS,
KNOWLEDGE AND
EXPERIENCE TO HELP
YOU FIND THE BEST
DEALS!
MORTGAGE HOUSE
HOW TO OBTAIN FINANCING TO PURCHASE A
PROPERTY?

There are different ways to obtain finance to
purchase a property:
1-Borrowing money from family members
and friends,
2-Get money from your saving account
3-Take out money from your work saving
plan, like 401-k with no withdrawal penalty,
free of tax
4-Get money from your life insurance [cash
value plan]
5-Sell stocks, bonds, mutual funds [TAX
FREE]
6-Apply for private and government grants
7-Apply in your State, County housing
programs
8-Use letter of credit
9-Use commercial line of credit
10-Get a mortgage loan from a financial
institution
11-Get seller financing
12-Hard money lending   
REASONS TO GO WITH US:

We charge less fees than any other  
mortgage firm, or
lending institutions

We carefully shopping for your mortgage
loan to get you
the best  interest rate possible

We’re loyal, we’re competent, and we
have
experience

We keep you inform, and we make sure
you
understand
the entire process
With us you will never get overwhelmed
by
the home
buying process

CALL A LICENSED MORTGAGE BROKER
786-709-6577
MORTGAGE LOAN/ REAL ESTATE FINANCING &
REFINANCING

WE ARE HERE TO HELP/ VISION MORTGAGE BANK

WE HAVE VARIOUS PROGRAMS AVAILABLE FOR
FIRST TIME HOME BUYERS.

WE CAN HELP YOU PURCHASE YOUR HOME AT A
VERY COMPETITIVE RATE.

WE CAN HELP YOU REFINANCE YOUR EXISTING
HOME AT YOUR ADVANTAGE.

WE CAN HELP YOU CASH OUT YOUR HOME
EQUITY.

WE CHARGE LESS FEE THAN ANY OTHER LENDING
INSTITUTIONS OR MORTGAGE FIRMS.

WE'RE COMPETENT, EXPERIENCED, AND LOYAL.

WITH US YOU CAN EXPECT GOOD SATISFACTION,
BETTER INTEREST RATES.

CONTACT: MR. ANTONY AT:  786- 709-6577  FOR
STATE OF FLORIDA
REAL ESTATE
WANTED
Private Investors Want
Commercial Properties.
Will Look at all  income
producing properties.
We pay cash or terms,
We pay for referrals.
CLICK HERE TO
CONTACT US...
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SEARCH FOR ANYTHING YOU
WANT RIGHT HERE!
IF YOU NEED HELP TO SELL YOUR REAL ESTATE PROPERTY IN SOUTH FLORIDA; PLEASE CALL Mr. ANTONY A
PROFESSIONAL REALTOR. AT: 786-709-6577 --- Fortune International Realty
REAL ESTATE FOR SALE, SEE THE ACTUAL LISTINGS NOW!
Search for more properties in any city Right Here, Right Now!
Fast, Easy and Simple.
Click Here to Search!
REAL ESTATE FOR SALE AT Low Prices, Below Market Value, Low Interest rates.
FIND HOMES FOR SALE!. SINGLE & MULTI-FAMILY  HERE!

SEARCH FOR CONDOMINIUM, APARTMENTS
SEARCH FOR COMMERCIAL PROPERTIES RIGHT HERE!
SEARCH FOR WATERFRONT PROPERTIES

Motivated Sellers; Selling at Unbelievable Prices... LOOK FOR, FOR  SALE PROPERTIES HERE!

Live Your Dream
Search it, Find it, Learn about it, Negotiate it, Buy it.

Obtain and retain our contact information  to further assist you.! Click Here to contact us & get
immediate help!  --- We're Licensed Realtor & Licensed Mortgage Broker.
We Have Many Different Types
of Loan
Programs Designed to Fit Every
Borrower Real Estate
Financing need.

CALL Mr. ANTONY AT:
786-709-6577  TO GET YOU
PRE-QUALIFIED
WE ARE LICENSED MORTGAGE
BROKER
REAL ESTATE FINANCING:
HOW AND WHERE TO FIND
MONEY TO BUY A PROPERTY

PRE-QUALIFICATION
MORTGAGE LOAN
PRE-QUALIFICATION, LOW
INTEREST RATES. CLICK HERE

HOME REFINANCING
RATES ARE STILL NEAR
HISTORIC LOWS
IT MAY BE A GOOD TIME NOW
TO REFINANCE!
LEARN MORE...

COMMERCIAL MORTGAGE
LOANS:
COMMERCIAL MORTGAGES,
COMMERCIAL REAL ESTATE
FOR INVESTORS
WHAT GUIDELINES ARE REQUIRED FOR A MORTGAGE LOAN?
Mortgages are used by individuals and businesses wishing to make large value purchase of real estate without payment the entire value of
the purchase up front. Mortgages are also known as lien against property, or claims on property. Mortgage is a legal agreement that creates an
interest in a real estate property between borrower and the lender.

HOW TO UNDERSTAND THE HOME LOAN PROCESS?
Understand that in order to finance or refinance a loan the lender requires documentation to verify and substantiate your employment, credit
and financial situation to assure its investors
that you have the ability to repay the MONEY

HOME REFINANCING: 10 GREAT REASONS TO REFINANCE A PROPERTY. NOW IT'S THE BEST TIME FOR REFINANCING, THE INTEREST RATE IS
VERY LOW.

MORTGAGE LOAN MODIFICATION PROGRAMS; AN ALTERNATIVE TO REDUCE MONTHLY MORTGAGE PAYMENT, TO AVOID FORECLOSURE, TO
SAVE YOUR CREDIT RATING, TO SAVE YOUR PROPERTY.

REVERSE MORTGAGE
NO MORTGAGE PAYMENTS EVER AGAIN: IF YOU OWNED A HOME AS YOUR PERSONAL RESIDENCE.
TO IMPROVE YOUR QUALITY OF LIFE AND LIVE WITH NO STRESS!
IF YOU'RE 62 YEARS OF AGE OR OLDER, YOU CAN ACHIEVE THIS, THROUGH A REVERSE MORTGAGE, REGULATED BY THE U.S.
GOVERNMENT.

FINANCING YOUR REAL ESTATE INVESTMENT; BUYING YOUR FIRST, SECOND, AND OR THIRD PROPERTY. HOW AND WHERE TO FIND MONEY?
CLICK RIGHT HERE!

FHA: F H A MORTGAGE LOANS, THE GOVERNMENT IS THERE TO HELP YOU PURCHASE YOUR HOME. PLEASE CONTACT US WE WILL SHOW
YOU THE  WAY .

MORTGAGE LOAN PRE-QUALIFICATION, LOW INTEREST RATES,
8 Reasons to Get Pre-Approved for a Home Loan
Learn why pre-approval is one of the smartest moves you can make when shopping for a home


Subprime Mortgage
        A type of mortgage that is normally made out to borrowers with lower credit ratings. As a result of the borrower's lowered credit rating, a
conventional mortgage is not offered because the lender views the borrower as having a larger-than-average risk of defaulting on the loan.

FINANCING YOUR REAL ESTATE INVESTMENT; BUYING YOUR FIRST, SECOND, AND OR THIRD PROPERTY. HOW AND WHERE TO FIND MONEY?
CLICK RIGHT HERE!

RENTAL PROPERTY / COMMERCIAL REAL ESTATE / COMMERCIAL LEASE Tips for Making Solid Business Agreements and Contracts
HOW TO GET A HOME LOAN?
Securing a home loan is the most important step in the home-buying process. Here are the basics for getting your financing.

STEPS1
Find A MORTGAGE BROKER AT (786) 709-6577 {SOUTH FLORIDA}
Step Two-----------------------------------
Fill out a loan application.
Step Three-------------------------------------
Get an estimate of closing costs  FROM VISION MORTGAGE BANK .  The mortgage firm or the lender is required to provide this statement
to you within
three days of receiving the loan application. Make sure to ask what type of loan program your lender has selected for you, including the rates,
terms and any special
information, such as prepayment penalties.
Step Four--------------------------------
Compare costs, fees and terms of loans if you are working with more than one lender. But it's even better to have a mortgage broker.
Step Five-------------------------------
Negotiate fees. Sometimes you can negotiate the amount of fees or loan points (a point is 1 percent of the loan amount) the lender charges
you.
Step Six----------------------------------
Talk to your mortgage broker to consider lowering your interest rate by paying more points. The relationship of interest rate to points paid is
an inverse one; the more
points you pay, the lower the interest rate.
Step Seven---------------------------------
Provide required documentation.
Step Eight-----------------------------------
Pay any up-front fees. Sometimes the lender requires that the appraisal, credit report or processing fee be paid at the beginning.
Step Nine-------------------------------------------
Review loan papers. Approximately one week prior to closing, loan papers will be ready for your review. Make sure the loan matches the
original quote you were given.
Step Ten----------------------------------------------
Sign your loan papers and deposit your down payment funds into your account four to six days prior to closing.
Step Eleven-------------------------------------------
Bring a cashier's check for the down payment to the title company, escrow company or attorney handling the closing. The lender will send
the title company a check for the
loan amount.
Step Twelve----------------------------------------
Get ready to congratulate yourself. Once the transaction closes and you have signed off on all contingencies, and received a copy of the
deed and a set of keys, you own
the home.
IF YOU NEED HELP TO SELL YOUR REAL ESTATE PROPERTY IN SOUTH FLORIDA; PLEASE CALL Mr. ANTONY A
PROFESSIONAL REALTOR. AT: 786-709-6577 --- Fortune International Realty