KNOWLEDGEFINANCIAL.COM
BUY AND SALE HOMES AT
KNOWLEDGEFINANCIAL.COM

..The Twelve Federal Reserve Districts... LEARN MORE ABOUT THEM...

..FDIC: FEDERAL INSURANCE CORPORATION, LEARN MORE ABOUT THIS
GREAT INSTITUTION...







..Board of Governors of the feral Reserve System. ...WHAT THEY DO?

Influences money and credit conditions in the U.S., supervises and
regulates banking, maintains the stability of the financial system, and
provides certain  ...

Securities and Exchange Commission (SEC)
U.S. Securities and Exchange Commission: official Federal Agency
website, including news, legal and other releases and reports, investor
education material, and the
..US Department of the Treasury.  Learn More...  





..UNITED STATES Treasury Securities & Programs... This is where you
can invest your money with US Government. Treasury Direct
Investment Programs...

U.S. Treasury securities are a great way to invest and save for the
future. Here, you'll find overviews regarding U.S. Treasury bonds,
notes, bills, and TIPS....





Top 6 Biggest U.S. Government Financial Bailouts In History!
The passage into U.S. law on October 3, 2008, of the $700 billion
financial-sector rescue plan is the latest in the long history of U.S.
government bailouts that go back to the Panic of 1792,
when the federal government bailed out the 13 United States, which
were over-burdened by their debt from the Revolutionary War

Internal Revenue Service [IRS] Tax Information For Businesses....

IRS: Tax Information for Individuals...

IRS: Tax Information for Tax Professionals...




IRS: How to Contact the IRS... KNOWLEDGEFINANCIAL.COM

IRS: Frequently Asked Tax Questions and Answers. You Have
Questions, IRS Has the ANSWERS???

United States Department of Commerce...KNOWLEDGEFINANCIAL.COM
U.S. Department of States, Diplomacy in Action!
Websites of U.S. Embassies, Consulates, and Diplomatic
Missions WORLDWIDE. LEARN MORE HERE...





BUY AND SALE REAL ESTATE AT
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U.S. Department of State Official Home Page ... National,
International.  Daily Press Briefing; Press Releases; Foreign
Press Centers... The United States Department of State, often
referred to as the State Department, is the Cabinet-level
foreign affairs agency of the United States government, similar
to foreign ministries, foreign offices, ministries of external
relations, etc. in other countries. It is administered by the
Secretary of State,

U.S. State Department Travel Information center. Travel
Documents, Resources, Emergency  Information...

U.S. Passport Information Center... Department of State’s
Bureau of Consular Affairs, the Passport Services  serves U.S.
citizens intending international travel through passport
issuance and protects the integrity of the U.S. passport as
proof of U.S. citizenship at home and around the world.






U.S Citizenship and Immigration Services - Case Status Service
Online. Finding the Status of Your Case If you have an
application receipt number, you can check the status of your
case online...

United States Citizenship and Immigration Services.. {USCIS}.
United States Citizenship and Immigration Services (USCIS) is
a bureau of the United States Department of Homeland
Security (DHS

Government Benefits, Grants, and Financial Aid..
Need government help? Get official information on grants,
loans, financial aid, and other benefits from the U.S.
Government

Government Grants Offer New Feature to Help Users Find and
Apply for Recovery Related Grants





How to Buy Government Surplus at auction?.. A Small Business
Guide to Government Auctions and Sales

Search for Loans, Grants & Financing...

..Unite  States  Federal Court System...

..U.S. Library of Congress...

..ABOUT THE WHITE HOUSE?
The White House is one of the world's most famous buildings.
Learn more... ----- KNOWLEDGEFINANCIAL.COM
AMERICA'S WAY OF LIFE
The White House is the official residence and principal
workplace of the President of the United States. Located at
1600 Pennsylvania Avenue NW in Washington, D.C., it was
built between 1792 and 1800 of white-painted Aquia
sandstone in the late Georgian style and has been the
residence of every U.S. President since John Adams.

When Thomas Jefferson moved into the home in 1801, he
(with architect Benjamin Henry Latrobe) expanded the building
outward, creating two colonnades which were meant to
conceal stables and storage.[1]

In 1814, during the War of 1812, the mansion was set ablaze
by the British Army in the Burning of Washington, destroying
the interior and charring much of the exterior. Reconstruction
began almost immediately, and President James Monroe
moved into the partially reconstructed house in October 1817.

Construction continued with the addition of the South Portico
in 1824 and the North in 1829. Due to crowding within the
executive mansion itself, President Theodore Roosevelt had
nearly all work offices relocated to the newly-constructed
West Wing in 1901. Eight years later, President William
Howard Taft expanded the West Wing and created the first
Oval Office which was eventually moved as the section was
expanded. The third-floor attic was converted to living
quarters in 1927 by augmenting the existing hip roof with long
shed dormers.     ------KNOWLEDGEFINANCIAL.COM

A newly constructed East Wing was used as a reception area
for social events; both new wings were connected by
Jefferson's colonnades. East Wing alterations were completed
in 1946 creating additional office space. By 1948, the house's
load-bearing exterior walls and internal wood beams were
found to be close to failure. Under Harry S. Truman, the
interior rooms were completely dismantled, resulting in the
construction of a new internal load-bearing steel framework
and the reassembly of the interior rooms.










Today, the White House Complex includes the Executive
Residence (in which the First Family resides), the West Wing
(the location of the Oval Office, Cabinet Room, and Roosevelt
Room), and the East Wing (the location of the office of the
First Lady and White House Social Secretary), as well as the
Old Executive Office Building, which houses the executive
offices of the President and Vice President.

The White House is made up of six stories—the Ground Floor,
State Floor, Second Floor, and Third Floor, as well as a two-
story basement. The term White House is regularly used as a
metonym for the Executive Office of the President of the
United States and for the president's administration and
advisors in general. The property is owned by the National
Park Service and is part of the President's Park. In 2007, it
was ranked second on the American Institute of Architects's
List of America's Favorite Architecture.


KNOWLEDGEFINANCIAL.COM
This document, more than 200 years old, is the
framework by which America is governed today. The
words are rarely modified, but their applicability changes
throughout history.


The U.S. Constitution establishes a federal government in
which each branch operates independently of the others
(separation of powers) but in which the powers of each
are restricted by the others and power is not
concentrated in any one branch (checks and balances).


Judicial The judicial branch can:
• Check the power of the legislative branch by declaring a
law unconstitutional.
• Check the power of the executive branch by declaring
an action (such as an executive


Executive The executive branch can:
• Check the power of the legislative branch by vetoing
bills passed by Congress.
• Check the power of the judicial branch by nominating
new judges to replace those who die or retire.


Judicial The judicial branch can:
• Check the power of the legislative branch by declaring a
law unconstitutional.
• Check the power of the executive branch by declaring
an action (such as an executive order) unconstitutional.
Visitors inspect original pages
of the U.S. Constitution of
1787 in the rotunda of the
National Archives building in
Washington, D.C.
Overview of National, State, and Local Governments in the United
States         --------------KNOWLEDGEFINANCIAL.COM

The American system of government, begun as an experiment in liberty and
democracy in 1776, has proven to be remarkably resilient and adaptable.

While often categorized as a democracy, the United States is more accurately
defined as a constitutional federal republic. What does this mean?
"Constitutional" refers to the fact that government in the United States is
based on a Constitution which is the supreme law of the United States. The
Constitution not only provides the framework for how the federal and state
governments are structured, but also places significant limits on their powers.
"Federal" means that there is both a national government and governments
of the 50 states. A "republic" is a form of government in which the people hold
power, but elect representatives to exercise that power.

UNDERSTANDING HOW THE AMERICAN SYSTEM OF GOVERNMENT OPERATES

To a visiting observer, the U.S. government may seem straightforward: the
Congress makes the laws and the President implements them. A closer
inspection reveals a much more complex system of interactions and
influences.

As a republic, the ultimate power within the American system rests with the
people. This power is exercised through regular, scheduled elections in which
voters select the President, members of Congress, and various state and local
officials. These officials and their staffs formulate policy, make laws, and
direct the day-to-day operations of government.

"I know of no safe depository of the
ultimate powers of the society but the people themselves."
– Thomas Jefferson, 1820

THE ROLE OF THE U.S. CONSTITUTION

The U.S. Constitution is the blueprint for the American system of government.
Ratified in 1788, the Constitution defines three separate branches of
government (legislative, executive, and judicial), their powers, and how
positions in each are to be filled.

One defining characteristic of the Constitution is the system of checks and
balances it created to distribute power among the three branches. Each
branch exercises some form of power over the others. For example, justices
of the Supreme Court (judiciary) are appointed by the President (executive),
but subject to the consent of the U.S. Senate (legislative). Likewise, the
judiciary can strike down as unconstitutional laws passed by Congress and
signed by the President. These and other checks and balances ensure that no
single branch of government exercises too much power.

KNOWLEDGEFINANCIAL.COM

The House joint resolution proposing the Bill of Rights constitutional
amendments.

The House joint resolution proposing the Bill of Rights constitutional
amendments.Because the government may exercise only those powers
specifically granted to it in the Constitution, the Constitution is an important
protection of the rights and powers of the people. The first ten amendments to
the Constitution are collectively known as the Bill of Rights. The Bill of Rights
guarantees important freedoms to every American, including freedom of
speech, press, and religion, and the right to be free from unreasonable
searches, and to have a trial by jury.

The Constitution, as the supreme law of the land, limits the legislative and
executive powers of all levels of government. Any law or portion of a law that
is deemed by the courts to be in conflict with the Constitution is nullified, with
the U.S. Supreme Court having the final say in such matters.

Amendments to the Constitution are adopted when proposed by two-thirds of
the House and Senate and ratified by three-fourths of the states. This is a
difficult process, with only 27 amendments having been made since the
Constitution was ratified. Of these, only 16 have been adopted since 1800.

HOW FEDERAL, STATE, AND LOCAL GOVERNMENTS INTERACT

The Constitution not only defines the structure and powers of the federal
government, but also contains general provisions regarding state
government. Each state, in turn, has its own constitution which contains
provisions for local governments within the state. Local governments may
include cities, counties, towns, school districts, and special-purpose districts,
which govern such matters as local natural resources or transportation
networks.

The federal government is limited to the powers and responsibilities
specifically granted to it by the U.S. Constitution. Some of the powers listed in
the Constitution include regulating commerce between the states, providing
for national defense, creating money, regulating immigration and
naturalization, and entering into treaties with foreign countries.

Over time, however, the Constitution has been interpreted and amended to
adapt to changing circumstances, and the powers exercised by the federal
government have changed with it. Working with the states, the federal
government creates certain laws and programs that are funded federally, but
administered by the states. Education, social welfare, assisted housing and
nutrition, homeland security, transportation, and emergency response are key
areas where states deliver services using federal funds and subject to federal
guidelines.      -------------------KNOWLEDGEFINANCIAL.COM

This gives the federal government the power to influence the states. For
example, in the 1970s, the federal government wanted to lower highway
speed limits to reduce energy consumption. Rather than simply legislate a
lower speed limit, the federal government threatened to withhold money for
road projects from states that did not themselves lower the speed limit in
their states. In many cases, the states must also partially fund the programs
to qualify for federal funds.

A local government is chartered according to its state's constitution. Just as
the policies enacted by the state government must not conflict with federal
law, a local government is subject to the legal environment created by the
state's constitution and statutes.

Acknowledgments

The publisher would like to extend its appreciation to KNOWLEDGEFINANCIAL.
COM for its assistance in making this publication possible. The assistance of
the following individuals in providing information for this publication is also
gratefully acknowledged:
What makes U.S. government uniquely American...its
Constitution, the separation of powers, the concept of
“checks and balances,” the decentralized roles of state
and local governments, and a citizenry with wide
opportunity to be part of it all.

CLICK HERE TO LEARN MORE ABOUT THE U.S.
CONSTITUTION...
STRUCTURE OF LOCAL GOVERNMENTS          ------KNOWLEDGEFINANCIAL.COM

Each state constitution provides for the establishment of local governmental
entities. In all states, these local entities include counties1 and cities, but most
states also provide for other types of local government, including wards, school
districts, conservation districts, townships, and transportation authorities. These
special types of local government have regulatory, administrative, or taxing
authority as defined in the state constitution or in state law.

There are over 500,000 elected officials in the United States. Of these, fewer
than 8,500 are at the national and state level. The rest are local government
officials – city council members, school board members, mayors, sheriffs, and an
array of other individuals who serve in various capacities.

County government

Counties are the basic territorial division within a state and range in size from
under 100 square kilometers to over 200,000 square kilometers. In 48 states,
counties are also the primary governing entity below the state government
(counties in Connecticut and Rhode Island do not have governmental functions).

Major functions of county governments include recordkeeping (births, deaths,
land transfers, etc.), administration of elections (including voter registration),
construction and maintenance of local and rural roads, zoning, building code
enforcement, and law enforcement (especially in rural areas). Some counties
also share responsibility with the state for providing social benefits for low-
income residents, monitoring and enforcing environmental regulations and
building codes, overseeing child welfare, and performing judicial functions. In
some states, counties are the geographic units for public school districts, but
schools usually have a separate administrative structure.

Counties are run by popularly elected officials. There is typically a board of
supervisors or a county commission which sets policy and often exercises
executive functions as well. Other elected county positions may include sheriff,
judge, justice of the peace, medical examiner, comptroller, assessor, or
prosecutor, among others. In addition to these elected officials, many counties
have a professional administrator, who is hired to manage the county
government's overall operations.

Municipal government          ---------------KNOWLEDGEFINANCIAL.COM


This Napa Valley, California small town, like others nationwide, relies on municipal
services from its local government.Municipalities are incorporated cities, towns,
or villages within or independent of a county having their own governing and
taxing authority. They range in size from small towns with fewer than 100
residents to large metropolises spanning several counties (such as New York
City).

Municipal government responsibilities include public safety, maintenance of city
streets, parks and recreation, wastewater treatment, trash removal, zoning and
building code enforcement, fire and rescue services, animal control, public
transportation, and other essential services. Larger cities may also provide
assisted housing, operate public hospitals,and administer social welfare
programs funded by the city, the state, or the federal government. Many cities
also own or regulate public utilities such as water, electric power, natural gas,
and telecommunications.

Cities and towns are governed by elected officials. These officials usually include
a mayor and a city council who make decisions and set policy. The mayor, who
may or may not have a seat on the council, is the head of the municipal
government and is responsible for overseeing day-to-day administrative
functions. Some cities have adopted the city manager form of government,
where the city council hires a professional manager to run the operations of the
city. A city manager is the chief administrative officer of the city and, though not
elected, reports directly to the elected city council or mayor.

Special district governments  -----------KNOWLEDGEFINANCIAL.COM

According to the U.S. Census Bureau, over one-third of all governmental entities
in the United States are so-called special district governments. Special district
governments operate independently of other local governments and are usually
established to serve a specific purpose within a specific geographic region.
Examples include:

• Water and natural resource conservation;
• Fire prevention;
• Water supply;
• Emergency services;
• Transportation.

Leaders of these governmental entities may be elected or appointed. Powers of
special district governments vary widely, but many have significant regulatory
and taxing authority. Their activities are commonly funded by a special sales tax
or property tax collected within their area of jurisdiction, or by fees charged to
users of their services.

Public education

Public education through grade 122 is available at no charge to virtually every
school-age resident. Each state's constitution or public laws provide for the
manner by which public education is to be administered and funded. In most
cases, school districts are established with a popularly elected school board or
board of trustees. These boards create budgets, set policy, and hire the
administrators who run the schools. School districts do not necessarily coincide
with other political boundaries, though often they serve a specific city or county.
In most states, public education is funded by taxes assessed on personal and
business property, and state governments may provide additional funding from
general state revenues or dedicated revenues from state lotteries. State
governments are responsible for setting education standards and general
policies within the state, but implementation is left to the local school boards.

(1)In Louisiana, the political division which would be called a county in other
states is known as a parish. In Alaska, it is known as a borough.

(2)The end of secondary school, approximately 17-18 years of age.
Glossary: How the United States is Governed



Appellate: A court that hears cases appealed from lower courts. Some courts have both original jurisdiction (that is, cases may be tried first in the court) and appellate jurisdiction.

Bill: Legislation introduced in either the House or the Senate.

Bill of Rights: Name given to the first ten amendments to the U.S. Constitution because they specifically protect the rights of individuals.

Cabinet: The President's closest advisors, consisting of the Vice President and, by law, the heads of the 15 Executive Branch departments. The President or Congress may also accord cabinet-level status to other
top officials.

Caucus: In U.S. presidential politics, a system used by some states to select delegates to state and national nominating conventions. In a caucus, local party members gather to discuss candidates and issues,
and then vote. In Congress, a caucus is a meeting of members of the same political party or special interest group.

Chamber: A legislative body. The U.S. Congress is comprised of two chambers: the U.S. Senate and the U.S. House of Representatives. Chamber also refers to the hall where each body meets to conduct official
business.

Checks and balances: System set forth in the U.S. Constitution which divides governing power between the Executive, Legislative, and Judicial Branches. Each branch exercises some form of authority over the
others, thereby balancing power across many individuals and institutions.

Conference Committee: A meeting between U.S. Representatives and U.S. Senators to resolve differences when two versions of a similar bill have been passed by the House and Senate. Identical bills must pass
in both chambers before the bill can be presented to the President.

Confirmation: The act of the U.S. Senate approving a presidential nominee to an executive branch post or federal judgeship.

Congressional Record: The official transcript of the proceedings of the U.S. Congress.

Constitution: The basic laws and principles of a nation that define the powers and responsibilities of government and the rights of the people. The United States has a written constitution, but constitutions in
some other nations are unwritten.

Department: The highest administrative division of the Federal Government, comparable to a ministry in parliamentary systems. Departments are created by law, and the head of a department is called a
secretary (except for the head of the Department of Justice, whose title is Attorney General).

Electoral College: In U.S. presidential elections, the Electoral College is the group of electors who actually cast ballots for the President. When a voter casts a ballot for a presidential candidate, he or she is
actually voting for a slate of electors from their state who will cast their ballots for their candidate.

Excise tax: A tax on the production or sale of specific products. In the United States, excise taxes are commonly levied at the federal, state, and local levels on products such as alcohol and tobacco.

Markup: An activity of committees and subcommittees in the U.S. Congress in which proposed legislation is considered section by section, debated, revised and/or amended.

Parliamentarian: In the U.S. Congress, the official who, being an expert on House or Senate rules and procedures, assists the officers in legislative procedures, including the assignment of bills to appropriate
committees.

Primary: An election held among candidates of the same party to decide which one will represent the party in the general election.

Proportional representation: System of representative government in which the political makeup of the legislative branch is based on the number of votes each party receives.

Republic: System of government in which the ultimate powers of government rest with the people who elect representatives to formulate policy and carry out the laws.

Single-member district: A geographic district from which a single member is elected by a majority or plurality of the popular vote to represent it in a legislative body.

Veto: An act by the President that rejects legislation passed by the Congress, thereby preventing its enactment. The Congress can override a veto by passing the legislation with a two-thirds majority in each
chamber.
What makes U.S. government
uniquely American...its
Constitution, the separation of
powers, the concept of
“checks and balances,” the
decentralized roles of state
and local governments, and a
citizenry with wide opportunity
to be part of it all.
What makes U.S. government uniquely American...its
Constitution, the separation of powers, the concept of
“checks and balances,” the decentralized roles of state
and local governments, and a citizenry with wide
opportunity to be part of it all.
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..GOVERNMENT: Government's general information; Local,
State, and Federal.
Housing Finance Authority of Miami dade, Monroe, Broward,
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..FINANCE: THE BANKING AND THE AMERICAN FINANCIAL
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.. BANKING SYSTEM, BANKING HISTORY:  FINANCIAL
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INVESTING:---  INVESMENT:  METHOD AND TECHNIQUES TO
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CREDIT REPORT:--- Consumer Credit Report: What's On It? Your
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CREDIT INFO:--- REVEAL GUARDED SECRETS OF AMERICAN
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MORTGAGE GENERAL INFORMATION:--- FLORIDA REAL ESTATE
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ID-THEFT--- HOW TO PROTECT AND DEFEND YOURSELF AGAINST
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CREDIT CARDS:--- Six Smart Credit Card Strategies. Have a
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PROTECTION AGAINST IDENTITY THEFT:--- DEFEND YOURSELF
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CREDIT HELP:--- Understanding Your Debt Collection Rights.
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BANKING FINANCE  Knowledge:--- The more you know the closer
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CREDIT RATING:--- THE IMPORTANCE OF YOUR CREDIT RATING.
Tips to Improve or Maintain a High Credit Score... Credit Card
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TAX HELP: What to do if you Can’t Pay your Tax Bill? How to Cut
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GOVERNMENT:---  Government's general information;
Local, State, and Federal,  and Housing Finance Authority of Miami
dade, Monroe, Broward, and Palm Beach County.

THE BLOG:--- WHERE AND HOW TO FIND MONEY TO INVEST IN
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ABOUT THE U.S. CONSTITUTION.

" THE CHARTERS OF FREEDOM"
UNITED STATES OF AMERICA: AMERICA'S WAY OF LIFE. What makes U.S. Government uniquely American... it's Constitution, the separation of powers, the
concept of “checks and balances,” the decentralized roles of state and local governments, and a citizenry with wide opportunity to be part of it all.
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